Indian River County property record for 2945 7th Pl, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,645 sqft · built 1980 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,000 (Dec 2018) |
| Tax Bill | $1,202 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-15-00001-0010-00030.0 |
| Primary APN | 33-39-15-00001-0010-00030.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| 1st Floor Area | 1,645 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 22,651 sqft (0.519 acres) |
| Lot Dimensions | 220 ft deep x 102 ft wide |
| Garage Area | 618 sqft |
| Driveway | Driveway |
| Driveway Area | 1,311 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 38 sqft |
| Patio Area | 337 sqft |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 79195 |
|---|---|
| Street Address | 2945 7TH PL |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | INDIAN RIVER FARMS COMPANY S/D PBS 2-25, SEC 15 TWP 33 S RNG 39 E: TR 1 BEING MORE PART DESC AS FOLL: COM AT THE NW COR OF TR |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 15 |
| Legal Subdivision | INDIAN RIVER FARMS COMPANY S/D |
| Legal Tract | 1 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50702 |
2945 7th Pl is owned and occupied by two individuals who bought it in December 2018.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2945 7TH PL, VERO BEACH, FL 32968-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on File |
| Deed Sale | Dec 20, 2018 · Amount on File |
| Deed Document Number | 3120180076337 |
| Deed Book / Page | 3171 / 2315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 2945 7TH PL, VERO BEACH, FL 32968-1239 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034190208 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 3419/208 |
| Instrument | 3120210032754 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 20, 2018 |
| Property Address | 2945 7TH PL, VERO BEACH, FL 32968-1239 |
| Document Number | 0031712315 |
| Book / Page | 003171 / 002315 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 76337 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2020 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,673.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2945 7TH PL VERO BEACH FL 329681239, VERO BEACH, FL 32968-1239 |
| Document Number | 31712318 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 003171/002318 |
| Instrument | 76338 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2048 |
The 2025 property tax bill for 2945 7th Pl was $1,202.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,202.00 | $96,760 | $367,753 Land $72,698 Building $295,055 |
| 2023 | $895.00 (+4.07%) | $91,294 (+3%) | $353,789 (+15.82%) Land $72,698 Building $281,091 |
| 2022 | $860.00 | $88,635 | $305,475 Land $44,737 Building $260,738 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2945 7th Pl in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 21 of 25 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2945 7th Pl is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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