Indian River County property record for 1146 7th Pl, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,352 sqft · built 1979 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,500 (May 1997) |
| Tax Bill | $2,292 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-13-00004-0010-00005.0 |
| Primary APN | 33-39-13-00004-0010-00005.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.689 acres) |
| Lot Dimensions | 199 ft deep x 150 ft wide |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 990 sqft |
| Pool Area | 240 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 320 sqft |
| Fence | Fence |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 76631 |
|---|---|
| Street Address | 1146 7TH PL |
| City | VERO BEACH |
| State | FL |
| Zip | 32962-1553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | COLONIAL TERRACE UNIT 2 BLK 1 LOT 5 PBI 7-66 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 13 |
| Legal Subdivision | COLONIAL TERRACE UNIT 2 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Legal Unit | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 50602 |
1146 7th Pl is owned and occupied by two individuals who bought it in May 1997.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1146 7TH PL, VERO BEACH, FL 32962-1553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Mar 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 1997 · Amount on File |
| Deed Sale | May 30, 1997 · Amount on File |
| Deed Document Number | 0115402392 |
| Deed Book / Page | 01154 / 02392 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1146 7TH PL, VERO BEACH, FL 32962-1553 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034971664 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 3497/1664 |
| Instrument | 3120210088846 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1146 7TH PL, VERO BEACH, FL 32962-1553 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0030071187 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 3007/1187 |
| Instrument | 3120170013334 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 1146 7th Pl was $2,292.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,292.00 | $179,318 | $471,014 Land $79,688 Building $391,326 |
| 2023 | $1,909.00 (+3.13%) | $169,190 (+3%) | $461,558 (+15.54%) Land $79,688 Building $381,870 |
| 2022 | $1,851.00 | $164,262 | $399,473 Land $79,688 Building $319,785 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1146 7th Pl in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1995–2017) |
| Claims Outside the SFHA | 13 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1146 7th Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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