2943 Tracewood Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2943 Tracewood Dr, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,570 sqft · built 1990
Lot Size	0.335 acres (14,600 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Sep 2020)
Tax Bill	$11,598 (2024)
Deeds & Mortgages	May 2026 Construction Loan Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79-20554`

Property Details

APN / Parcel Number

Primary APN	`79-20554`
Alternative APN	`30323013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,570 sqft Living Area
Gross Area	4,838 sqft
1st Floor Area	1,654 sqft
2nd Floor Area	1,371 sqft
Attic	Attic
Attic Area	231 sqft
Basement Area	1,084 sqft
Finished Basement	545 sqft
Unfinished Basement	539 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Raised
Lot Area	14,600 sqft (0.335 acres)
Lot Width	102 ft Width
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Deck Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2943 TRACEWOOD DR
City	TOLEDO
State	OH
Zip	43617-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-RA
Legal Description	SPRING FOREST PLAT THREE LOT 66
Legal Subdivision	SPRING FOREST PLAT THREE
Legal Tract	92
Legal Lot Number	66
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3003
Census Tract	9205

Owner

2943 Tracewood Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Lucas County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2943 TRACEWOOD DR, TOLEDO, OH 43617-2305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK
Jun 28, 2018	Survivorship Deed, Transfer · VA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Jun 28, 2018 · Amount on File
Deed Document Number	202038362
Prior Transfer Date	Jun 28, 2013
Prior Transfer Doc	0000036780
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	May 29, 2026
Property Address	2943 TRACEWOOD DR, TOLEDO, OH 43617-2305
Document Number	0000020827
Instrument Date	May 22, 2026
Instrument	202620827
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 TRACEWOOD DR, TOLEDO, OH 43617-2305

Mortgage

Document Number	0000020827,
Date	May 29, 2026
Instrument	202620827

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 28, 2018
Property Address	2943 TRACEWOOD DR, TOLEDO, OH 43617-2305
Document Number	0000028044
Map Reference	VOL121 PG83
Instrument Date	Jun 20, 2018
Instrument	201806280028044
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	LIBERTY TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,219.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 TRACEWOOD DR, TOLEDO, OH 43617-2305

Mortgage

Document Number	0000028045
Date	Jun 28, 2018
Instrument	201806280028045

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,500 (-23.44%) Land $19,880 Building $116,620	$390,000 (-) Land $56,800 Building $333,200
2024	$11,598.00 (+24.31%)	$178,290 (+44.88%) Land $19,880 Building $158,410	$390,000 Land $56,800 Building $333,200
2023	$9,330.00	$123,060 (-) Land $19,880 Building $103,180
2022	$9,330.00 Homeowner's exemption	$123,060 Land $19,880 Building $103,180
2021			$351,600 Land $56,800 Building $294,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2943 Tracewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2943 Tracewood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies, Spectrum.

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