2920 Tracewood Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2920 Tracewood Dr, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,553 sqft · built 1989
Lot Size	0.348 acres (15,200 sqft)
Owner	Individual Name on File
Last Sale	$319,900 (Nov 2021)
Tax Bill	$9,696 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79-20534`

Property Details

APN / Parcel Number

Primary APN	`79-20534`
Alternative APN	`30323019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,553 sqft Living Area
1st Floor Area	1,714 sqft
2nd Floor Area	1,608 sqft
Upper Floors Area	1,350 sqft
Attic	Attic
Attic Area	462 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	15,200 sqft (0.348 acres)
Lot Dimensions	152 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	268 sqft
Deck Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2920 TRACEWOOD DR
City	TOLEDO
State	OH
Zip	43617-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-RA
Legal Description	SPRING FOREST PLAT THREE LOT 60
Legal Subdivision	SPRING FOREST PLAT THREE
Legal Tract	92
Legal Lot Number	60
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3003
Census Tract	9205

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2920 TRACEWOOD DR, TOLEDO, OH 43617-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Mar 16, 2020	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Jul 1, 2015 · Amount on File
Deed Document Number	21109548
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 8, 2021
Property Address	2920 TRACEWOOD DR, TOLEDO, OH 43617-2305
Document Number	0000059384
Map Reference	VOL 121 PG 83
Instrument Date	Nov 1, 2021
Instrument	202111080059384
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2920 TRACEWOOD DR, TOLEDO, OH 43617-2305

Mortgage

Document Number	0000059385
Date	Nov 8, 2021
Instrument	202111080059385

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2920 TRACEWOOD DR, TOLEDO, OH 43617-2305
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2920 TRACEWOOD DR, TOLEDO, OH 43617-2305

Mortgage

Document Number	0000053987
Date	Oct 12, 2021
Instrument	202110120053987

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2920 TRACEWOOD DR, TOLEDO, OH 43617-2305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010897
Date	Mar 16, 2020
Instrument	202003160010897

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,696.00 (+5.39%)	$145,005 (-) Land $22,120 Building $122,885
2024	$9,200.00 (-2.86%)	$145,005 (+16.05%) Land $22,120 Building $122,885	$414,300 (+16.05%) Land $63,200 Building $351,100
2023	$9,471.00	$124,950 (-) Land $19,635 Building $105,315
2022	$9,471.00 Homeowner's exemption	$124,950 Land $19,635 Building $105,315
2021			$357,000 Land $56,100 Building $300,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies, Spectrum.

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