2943 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2943 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	2,222 sqft Heated Area
Lot Size	5,271 sqft (0.121 acres)
Occupancy	Owner Occupied
Last Sale	$400,000 (2025)
Tax Bill	$5,247.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`128743`
Alternative APNs	`222630007700010110` `222630275400010110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,222 sqft Heated Area
Gross Area	2,666 sqft Gross Area
1st Floor	1,120 sqft 1st Floor
Upper Floors	1,102 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,271 sqft (0.121 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Deck Area	710 sqft Deck
Patio Area	32 sqft Patio
Porch	Open Porch
Porch Area	24 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	128743
Old Parcel Number	222630275400010110
Street Address	2943 ELBIB DR
City	SAINT CLOUD
State	FL
Zip	34772-8527
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 7 PB 15 PGS 116-117 LOT 11
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Phase	7
Legal Tract	77
Legal Block	1
Legal Lot Number	11
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 128743

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2943 ELBIB DR, SAINT CLOUD, FL 34772-8527
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	Aug 30, 2021 · Amount on Record
Deed Doc Number	2025053895
Deed Book / Page	6779 / 43
Record Refreshed	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 30, 2021
Property Address	2943 ELBIB DR, SAINT CLOUD, FL 34772-8527
Document Number	0060321712
Book / Page	6032 / 1712
Map Reference	MB 15 PG 116
Instrument Date	Aug 27, 2021
Instrument	2021134297
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3355 LAKESHORE BLVD, 3355, SAINT CLOUD, FL 34769-1953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2943 ELBIB DR, SAINT CLOUD, FL 34772-8527

Mortgage

Document Number	60321713
Date	Aug 30, 2021
Instrument	6032/1713

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,247.00 (+6.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$341,036 (+5.99%)	$348,600 (-2.65%) Land $65,000 Building $283,600
2023	$4,946.00 (+3.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$321,772 (+3%)	$358,100 (+14.63%) Land $60,000 Building $298,100
2022	$4,780.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$312,400 Land $55,000 Building $257,400	$312,400 Land $55,000 Building $257,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.