Osceola County property record for 2942 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,974 sqft Heated Area |
| Lot Size | 5,271 sqft (0.121 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $144,300 (2004) |
| Tax Bill | $1,514.00 (2025) |
| Primary APN | 128791 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,974 sqft Heated Area |
| Gross Area | 2,374 sqft Gross Area |
| 1st Floor | 1,974 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,271 sqft (0.121 acres) |
| Depth X Width | 105 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 400 sqft Garage |
| Pool Area | 240 sqft Pool |
| Fence | Fence |
| Deck Area | 440 sqft Deck |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 128791 |
|---|---|
| Old Parcel Number | 222630275400010600 |
| Street Address | 2942 ELBIB DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8525 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK ESTATES PHASE 7 PB 15 PGS 116-117 LOT 60 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | CANOE CREEK ESTATES |
| Legal Phase | 7 |
| Legal Tract | 77 |
| Legal Block | 1 |
| Legal Lot Number | 60 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43207 |
Source: Osceola County records · APN 128791
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2942 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDLAND MORTGAGE |
| May 04, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDLAND MORTGAGE |
| May 22, 2018 | Loan Modification, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2004 · Amount on Record |
| Deed Sale | Aug 24, 2004 · Amount on Record |
| Deed Doc Number | 2004167488 |
| Deed Book / Page | 2582 / 0206 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2942 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2942 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Document Number | 0061551554 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 6155/1554 |
| Instrument | 2022028625 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2942 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2942 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Document Number | 0059502202 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 5950/2202 |
| Instrument | 2021068364 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2942 ELBIB DR, SAINT CLOUD, FL 34772-8525 |
| Document Number | 0053570570 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2942 ELBIB DR ST CLOUD FL 347728525, ST CLOUD, FL 34772-8525 |
| Document Number | 0053570570 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 005357/000570 |
| Instrument | 98599 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,514.00 (+7.6%) Homeowner's exemption | $127,477 (+5.99%) | $332,200 (-2.64%) Land $65,000 Building $267,200 |
| 2023 | $1,407.00 (+4.61%) Homeowner's exemption | $120,277 (+3%) | $341,200 (+15.27%) Land $60,000 Building $281,200 |
| 2022 | $1,345.00 Homeowner's exemption | $116,774 | $296,000 Land $55,000 Building $241,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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