2943 Coco Lakes Dr, Naples, FL 34105 Property Records

Collier County property record for 2943 Coco Lakes Dr, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	3,070 sqft · built 2022
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,550,125 (Jun 2022)
Tax Bill	$16,276 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`222355 504A23`

Property Details

APN / Parcel Number

Primary APN	`222355 504A23`
Alternative APNs	`26169501848` `26169501149`

Interior

Building Area	3,070 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Pool Area	336 sqft
Deck Area	787 sqft

Location & Zoning

Street Address	2943 COCO LAKES DR
City	NAPLES
State	FL
Zip	34105-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	COCO LAKES ESTATE HOMES LOT 50
Legal Range	25
Legal Township	49
Legal Section	23
Legal Subdivision	COCO LAKES ESTATE HOMES
Legal Tract	222355
Legal Block	1
Legal Lot Number	50
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10210

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 COVINGTON CT, OAK BROOK, IL 60523-2575
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE AMERICAN COMMERCIAL BANK & TRUS
Feb 18, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Feb 18, 2021 · Amount on Record
Deed Document Number	20226261082
Deed Book / Page	6134 / 2298
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 2, 2022
Property Address	2943 COCO LAKES DR, NAPLES, FL 34105-4514
Document Number	0061342298
Book / Page	6134 / 2298
Map Reference	MB 43 PG 87
Instrument Date	Apr 6, 2022
Instrument	6261082
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,851.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 COVINGTON CT, OAK BROOK, IL 60523-2575

Mortgage

Document Number	0061342300
Date	Jun 2, 2022
Instrument	6134/2300

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	May 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	Other
Max Rate	9.25%

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 18, 2021
Property Address	2943 COCO LAKES DR, NAPLES, FL 34105-4514
Document Number	0058942132
Book / Page	5894 / 2132
Map Reference	MB 43 PG 87
Instrument Date	Feb 16, 2021
Instrument	6004046
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6628 WILLOW PARK DR, NAPLES, FL 34109-8916

Mortgage

Document Number	0058942134
Date	Feb 18, 2021
Instrument	5894/2134

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,590,348 (-5.6%) Land $649,338 Building $941,010	$1,590,348 (-5.6%) Land $649,338 Building $941,010
2025	$16,276.00 (-1.66%)	$1,684,728 (+1.4%) Land $687,705 Building $997,023	$1,684,728 (+1.4%) Land $687,705 Building $997,023
2023	$16,551.00 (+225.94%)	$1,661,470 (+258.62%) Land $581,533 Building $1,079,937	$1,661,470 (+258.62%) Land $581,533 Building $1,079,937
2022	$5,078.00	$463,296 Land $463,296	$463,296 Land $463,296

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	10 (1995–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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