2939 Coco Lakes Dr, Naples, FL 34105 Property Records

Collier County property record for 2939 Coco Lakes Dr, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	3,248 sqft · built 2010
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Aug 2021)
Tax Bill	$13,514 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`222355 494A23`

Property Details

APN / Parcel Number

Primary APN	`222355 494A23`
Alternative APNs	`26169501822` `26169501123`

Interior

Stories	1 Story
Building Area	3,248 sqft Living Area
1st Floor Area	3,248 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	9,148 sqft (0.21 acres)
Pool Area	390 sqft
Deck Area	929 sqft

Location & Zoning

Street Address	2939 COCO LAKES DR
City	NAPLES
State	FL
Zip	34105-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	COCO LAKES ESTATE HOMES LOT 49
Legal Range	25
Legal Township	49
Legal Section	23
Legal Subdivision	COCO LAKES ESTATE HOMES
Legal Tract	222355
Legal Block	1
Legal Lot Number	49
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1003
Census Tract	10210

Owner

2939 Coco Lakes Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2939 COCO LAKES DR, NAPLES, FL 34105-4514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Jun 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Aug 24, 2021	Warranty Deed, Transfer · Commercial Mortgage GOLD COAST BANK CHICAGO IL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Jul 27, 2010 · Amount on File
Deed Document Number	20216117644
Deed Book / Page	6002 / 606
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Jun 25, 2026
Property Address	2939 COCO LAKES DR, NAPLES, FL 34105-4514
Document Number	0006843165
Book / Page	6603 / 806
Instrument Date	Jun 18, 2026
Instrument	20266843165
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2939 COCO LAKES DR, NAPLES, FL 34105-4514

Mortgage

Document Number	0006843165,
Date	Jun 25, 2026
Book Page	6603/806
Instrument	20266843165

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2939 COCO LAKES DR, NAPLES, FL 34105-4514
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2939 COCO LAKES DR, NAPLES, FL 34105-4514

Mortgage

Document Number	0061423484
Date	Jun 19, 2022
Book Page	6142/3484
Instrument	6270954

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 24, 2021
Property Address	2939 COCO LAKES DR, NAPLES, FL 34105-4514
Document Number	0060020606
Book / Page	6002 / 606
Map Reference	MB 43 PG 87&88
Instrument Date	Aug 20, 2021
Instrument	6117644
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 413005, NAPLES, FL 34101-3005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 S SHERIDAN RD, LAKE FOREST, IL 60045-3209

Mortgage

Document Number	6002608
Date	Aug 24, 2021
Instrument	6002/608

Lender

Name	GOLD COAST BANK CHICAGO IL
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	25 Months
Due	Sep 1, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2939 Coco Lakes Dr was $13,514 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,472,137 (+2.7%)	$1,544,325 (+0.83%) Land $631,484 Building $912,841
2025	$13,514.00 Homeowner's exemption	$1,433,434	$1,531,600 Land $651,368 Building $880,232
2023	$13,156.00 (-3.12%) Homeowner's exemption	$1,354,603 (+3%)	$1,354,919 (+3.02%) Land $550,806 Building $804,113
2022	$13,579.00 Homeowner's exemption	$1,315,149 Land $460,757 Building $854,392	$1,315,149 Land $460,757 Building $854,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2939 Coco Lakes Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	10 (1995–2022)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2939 Coco Lakes Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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