2943 Annalee Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2943 Annalee Rd, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,720 sqft Living Area
Lot Size	10,802 sqft (0.248 acres)
Occupancy	Owner Occupied
Last Sale	$450,000 (2025)
Tax Bill	$4,508.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-26-31-2630-000B-0030`
Alternative APNs	`2631232630000B0030` `98118`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,720 sqft Living Area
Gross Area	2,509 sqft Gross Area
1st Floor	1,720 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,802 sqft (0.248 acres)
Depth X Width	120 ft x 90 ft Depth x Width
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Shed	1 Shed
Shed Area	200 sqft Shed

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2943 ANNALEE RD
City	SAINT CLOUD
State	FL
Zip	34771-9042
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BREEZY PINES PB 1 PG 326 BLK B LOT 3
Legal Range	31E
Legal Township	26S
Legal Section	23
Legal Subdivision	BREEZY PINES
Legal Tract	2630
Legal Block	B
Legal Lot Number	3
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1003
Census Tract	43802

Owner

Source: Osceola County records · APN 23-26-31-2630-000B-0030

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2943 ANNALEE RD, SAINT CLOUD, FL 34771-9042
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Building or Construction Mortgage CENTENNIAL BANK
Jan 28, 2020	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CHARLES N III GROSS
Jan 28, 2020	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Jan 28, 2020 · Amount on Record
Deed Doc Number	202588367
Deed Book / Page	6820 / 440
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2943 ANNALEE RD, SAINT CLOUD, FL 34771-9042
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057372020
Date	Jun 15, 2020
Book Page	5737/2020
Instrument	2020076405

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 01, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 28, 2020
Property Address	2943 ANNALEE RD, SAINT CLOUD, FL 34771-9042
Document Number	0056650025
Book / Page	005665 / 000025
Instrument Date	Jan 28, 2020
Instrument	13684
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 VERMONT AVE ST CLOUD FL 347692244, ST CLOUD, FL 34769-2244

Mortgage

Document Number	56650026
Date	Jan 28, 2020
Book Page	005665/000026
Instrument	13685

Lender

Name	CHARLES N III GROSS
Address	1136 NEW YORK AVE, ST CLOUD, FL 34769-3782

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 28, 2020
Property Address	2943 ANNALEE RD, SAINT CLOUD, FL 34771-9042
Document Number	0056650026
Book / Page	005665 / 000026
Instrument Date	Jan 28, 2020
Instrument	13685
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1136 NEW YORK AVE ST CLOUD FL 347693782, ST CLOUD, FL 34769-3782

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,508.00 (+7.1%)	$314,835 (+5.99%)	$335,600 (+1.82%) Land $55,000 Building $280,600
2023	$4,209.00 (+4.03%) Homeowner's exemption	$297,052 (+3%)	$329,600 (+14.29%) Land $55,000 Building $274,600
2022	$4,046.00 Homeowner's exemption	$288,400 Land $55,000 Building $233,400	$288,400 Land $55,000 Building $233,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	About 1 in 224 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

2943 Annalee Rd, Saint Cloud, FL 34771 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Annalee Rd

Nearby Streets

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