2942 Annalee Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2942 Annalee Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,088 sqft · built 1986
Lot Size	0.644 acres (28,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Aug 2018)
Tax Bill	$4,673 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Nov 2016 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`23-26-31-2630-000B-0100`

Property Details

APN / Parcel Number

Primary APN	`23-26-31-2630-000B-0100`
Alternative APNs	`2631232630000B0100` `98124`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	2,765 sqft
1st Floor Area	2,088 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,052 sqft (0.644 acres)
Lot Dimensions	210 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	169 sqft
Porch	Finished/Open Porch
Porch Area	240 sqft
Deck Area	620 sqft
Patio Area	382 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Central

Location & Zoning

Street Address	2942 ANNALEE RD
City	SAINT CLOUD
State	FL
Zip	34771-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS2
Legal Description	BREEZY PINES PB 1 PG 326 BLK B LOTS 10 & 11
Legal Range	31E
Legal Township	26S
Legal Section	23
Legal Subdivision	BREEZY PINES
Legal Tract	2630
Legal Block	B
Legal Lot Number	10
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1000
Census Tract	43802

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2942 ANNALEE RD, SAINT CLOUD, FL 34771-9012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Nov 29, 2016	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	Dec 28, 2015 · Amount on Record
Deed Document Number	2018121650
Deed Book / Page	5382 / 740
Prior Transfer Date	Nov 2, 2016
Prior Transfer Doc	0050501621
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 9, 2018
Property Address	2942 ANNALEE RD, SAINT CLOUD, FL 34771-9012
Document Number	0053820740
Book / Page	5382 / 0740
Map Reference	MB1 PG326
Instrument Date	Aug 8, 2018
Instrument	2018121650
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2920 FRONTIER DR, 2920, KISSIMMEE, FL 34744-9302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5367 MAJESTIC ISLAND CIR, SAINT CLOUD, FL 34771-9646

Mortgage

Document Number	0053820742
Date	Aug 9, 2018
Book Page	5382/0742
Instrument	2018121651

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2942 ANNALEE RD, SAINT CLOUD, FL 34771-9012
Document Number	0050902793
Book / Page	005090 / 002793
Instrument Date	Nov 29, 2016
Transaction Type	Mortgage
Record Updated	Feb 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2006 PEACH TREE BLVD ST CLOUD FL 347691637, ST CLOUD, FL 34769-1637

Mortgage

Document Number	0050902793
Date	Jan 25, 2017
Book Page	005090/002793
Instrument	13437

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	SAINT CLOUD, FL 34771

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 24, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,673.00 (+4.82%) Homeowner's exemption	$326,773 (+7.16%)	$404,000 (+3.27%) Land $105,000 Building $299,000
2024	$4,458.00 (+3.22%)
2023	$4,319.00 (+4%) Homeowner's exemption	$304,933 (+3%)	$391,200 (+9.86%) Land $105,000 Building $286,200
2022	$4,153.00 Homeowner's exemption	$296,052	$356,100 Land $105,000 Building $251,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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