Monroe County property record for 29421 Independence Ave, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,760 sqft · built 2014 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Jun 1996) |
| Tax Bill | $4,419 (2024) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00249610-000000 |
| Primary APN | 00249610-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 1,436 sqft |
| Porch | Open Porch |
| Porch Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1319228 |
|---|---|
| Street Address | 29421 INDEPENDENCE AVE |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-3215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 6 LT 32 PINE CHANNEL EST SEC TWO BIG PINE KEY PB6-2 OR610-648 OR838-302 OR1277-1402 OR1409-2 OR2170-576/77 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 27 |
| Legal Subdivision | PINE CHANNEL ESTATE SEC 2 |
| Legal Block | 6 |
| Legal Lot Number | 32 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 971401 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 29421 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESLEND FINANCIAL CORP |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 1996 · Amount on Record |
| Deed Sale | Jun 17, 1996 · Amount on Record |
| Prior Sale | Oct 1, 1993 · Amount on Record |
| Deed Book / Page | 1409 / 2 |
| Last Transfer Date | Dec 1, 2005 |
| Transfer Doc | 0021700576 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 29421 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3215 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 29421 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3215 |
| Document Number | 0032060782 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 3206/782 |
| Instrument | 2401749 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 29421 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 29421 INEPENDENCE AVE, BIG TORCH KEY, FL 33042 |
| Document Number | 0030370760 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 3037/760 |
| Instrument | 2277069 |
| Name | WESLEND FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 29421 INDEPENDENCE AVE, BIG PINE KEY, FL 33043-3215 |
| Document Number | 0028950938 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 29421 INDEPENDENCE AVE BIG PINE KEY FL 330433215, BIG PINE KEY, FL 33043-3215 |
| Document Number | 0028950938 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 002895/000938 |
| Instrument | 2158795 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2048 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $477,464 (+5.99%) | $985,324 (+12.6%) Land $693,750 Building $291,574 | |
| 2024 | $4,419.00 (+4.52%) | ||
| 2023 | $4,228.00 (+2.7%) Homeowner's exemption | $450,494 (+3%) | $875,067 (+18.97%) Land $600,000 Building $275,067 |
| 2022 | $4,117.00 Homeowner's exemption | $437,373 | $735,525 Land $457,500 Building $278,025 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 690 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 690 in force |
| Nearby Flood Claims | 982 (1980–2022) |
| Claims Outside the SFHA | 2 of 982 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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