2940 Spruill Rd, Caledonia, MS 39740 Property Records

Lowndes County property record for 2940 Spruill Rd, Caledonia, MS 39740

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,648 sqft · built 2024
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Sep 2022)
Tax Bill	$4,338 (2025)
Deeds & Mortgages	Mar 2023 Refinance Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25W000004813`

Property Details

APN / Parcel Number

Primary APN	`25W000004813`
Alternative APNs	`034507` `34507`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,648 sqft Adjusted Area
2nd Floor Area	490 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	1,271 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	2940 SPRUILL RD
City	CALEDONIA
State	MS
Zip	39740-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW4 2940 SPRUILL RD
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1021
Census Tract	103

Owner

Source: Lowndes County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2940 SPRUILL RD, CALEDONIA, MS 39740-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL
Feb 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Nov 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Sep 20, 2022	Warranty Deed, Transfer
Apr 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Apr 15, 2021
Deed Document Number	0020227991
Deed Book / Page	2022 / 7991
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2940 SPRUILL RD, CALEDONIA, MS 39740-1028
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020235771
Date	Mar 23, 2023
Book Page	2023/5771

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2024

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2940 SPRUILL RD, CALEDONIA, MS 39740-1028
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020241592
Date	Feb 1, 2024
Book Page	2024/1592

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2940 SPRUILL RD, CALEDONIA, MS 39740-1028
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202422960
Date	Nov 5, 2024
Book Page	2024/22960

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 20, 2022
Property Address	2940 SPRUILL RD, CALEDONIA, MS 39740-1028
Document Number	0020227991
Book / Page	2022 / 7991
Instrument Date	Sep 16, 2022
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SLEEPY FAWN PARK, COLUMBUS, MS 39702-7843

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Apr 15, 2021
Property Address	2940 SPRUILL RD, CALEDONIA, MS 39740-1028
Document Number	0020212797
Book / Page	2021 / 2797
Instrument Date	Apr 12, 2021
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6400 WOLFE RD, COLUMBUS, MS 39705-9629

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,338.00 (+855.51%) Homeowner's exemption	$47,418 (+911.48%)	$474,180 (+1,417.38%) Land $31,250 Building $442,930
2024	$454.00 (+0.22%)
2023	$453.00	$4,688	$31,250 Land $31,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
M-Pulse Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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