Lowndes County property record for 2400 Spruill Rd, Caledonia, MS 39740
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,648 sqft · built 1983 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $437,467 (May 2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26W000000817 |
| Primary APN | 26W000000817 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,648 sqft Adjusted Area |
| 1st Floor Area | 1,551 sqft |
| 2nd Floor Area | 465 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2400 SPRUILL RD |
|---|---|
| City | CALEDONIA |
| State | MS |
| Zip | 39740-9486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE4 SE4 2400 SPRUILL RD |
| Legal Range | 18W |
| Legal Township | 16S |
| Legal Section | 25 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 102 |
2400 Spruill Rd is owned and occupied by an individual who bought it in May 2025.
Source: Lowndes County records, as of May 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2400 SPRUILL RD, CALEDONIA, MS 39740-9486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · VA Mortgage COMMUNITY MORTGAGE CORPORATION |
| May 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage GUM TREE MORTGAGE LLC |
| May 19, 2025 | Warranty Deed, Transfer · FHA Mortgage GUM TREE MORTGAGE LLC |
| Jan 17, 2017 | Deed of Trust, Mortgage · VA Mortgage KEESLER FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on File |
| Deed Sale | May 19, 2025 · Amount on File |
| Deed Book / Page | 2025 / 3916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Apr 28, 2026 |
| Property Address | 2400 SPRUILL RD, CALEDONIA, MS 39740-9486 |
| Document Number | 2026009004 |
| Book / Page | 2026 / 9004 |
| Instrument Date | Apr 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2400 SPRUILL RD, CALEDONIA, MS 39740-9486 |
| Document Number | 2026009004, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 2026/9004 |
| Name | COMMUNITY MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 2400 SPRUILL RD, CALEDONIA, MS 39740-9486 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202510900 |
|---|---|
| Date | May 19, 2025 |
| Book Page | 2025/10900 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | May 19, 2025 |
| Property Address | 2400 SPRUILL RD, CALEDONIA, MS 39740-9486 |
| Document Number | 0020253916 |
| Book / Page | 2025 / 3916 |
| Instrument Date | May 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2400 SPRUILL RD, CALEDONIA, MS 39740-9486 |
| Document Number | 0202510900 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 2025/10900 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 2400 SPRUILL RD, CALEDONIA, MS 39740-9486 |
| Document Number | 0020171786 |
| Book / Page | 002017 / 001786 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2400 SPRUILL RD CALEDONIA MS 397409486, CALEDONIA, MS 39740-9486 |
| Document Number | 0020171786 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 002017/001786 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | BILOXI, MS 39531 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2047 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $15,539 | $155,390 Land $23,440 Building $131,950 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $14,105 | $141,050 Land $23,440 Building $117,610 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2400 Spruill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1990 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2400 Spruill Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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