Fluvanna County property record for 2940 Sclaters Ford Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 1991 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,559 (2025) |
| Deeds & Mortgages | Aug 2006 Line of Credit Oct 2016 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 29 A 18B |
| Primary APN | 29 A 18B |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,912 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Deck Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13553 |
|---|---|
| Street Address | 2940 SCLATERS FORD RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-5007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 972-364 AC 10.0 |
| Legal Block | 1 |
| Legal Lot Number | B |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | FORK UNION |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20300 |
2940 Sclaters Ford Rd is owner-occupied and held in a trust since September 2016.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2940 SCLATERS FORD RD, PALMYRA, VA 22963-5007 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2006 | Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA |
| Oct 17, 2016 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2016 |
| Transfer Doc | 0000003033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 2940 SCLATERS FORD RD, PALMYRA, VA 22963-5007 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000695/040 |
|---|---|
| Date | Aug 7, 2006 |
| Book Page | 695/040 |
| Instrument | 4645 |
| Name | WACHOVIA BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jul 13, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Oct 17, 2016 |
| Property Address | 2940 SCLATERS FORD RD, PALMYRA, VA 22963-5007 |
| Document Number | 0001603033 |
| Map Reference | PB 37 PG 232 |
| Instrument Date | Sep 13, 2016 |
| Instrument | 1603033 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2940 SCLATERS FORD RD, PALMYRA, VA 22963-5007 |
The 2025 property tax bill for 2940 Sclaters Ford Rd was $2,559.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,940 (-) Land $81,000 Building $257,940 | $338,940 (-) Land $81,000 Building $257,940 | |
| 2025 | $2,559.00 | $338,940 Land $81,000 Building $257,940 | $338,940 Land $81,000 Building $257,940 |
| 2023 | $255,800 Land $81,000 Building $174,800 | $255,800 Land $81,000 Building $174,800 | |
| 2022 | $2,158.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2940 Sclaters Ford Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2940 Sclaters Ford Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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