2732 Sclaters Ford Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 2732 Sclaters Ford Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,052 sqft · built 1967
Lot Size	7.39 acres (321,908 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2016)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Jul 2008 Mortgage Oct 2016 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29 A 17`

Property Details

APN / Parcel Number

Primary APN	`29 A 17`
Alternative APN	`8068`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,052 sqft
Basement Area	1,052 sqft
Finished Basement	1,052 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	321,908 sqft (7.39 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8068
Street Address	2732 SCLATERS FORD RD
City	PALMYRA
State	VA
Zip	22963-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DB 973-459 AC 7.39
Legal Block	1
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	1
Census Block	1039
Census Tract	20300

Owner

2732 Sclaters Ford Rd is owned and occupied by an individual who bought it in October 2016.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2732 SCLATERS FORD RD, PALMYRA, VA 22963-5008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Government

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2008	Deed of Trust, Mortgage · FHA Mortgage MORTGAGEIT INC
Oct 31, 2016	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Aug 2, 2016	Warranty Deed, Foreclosure
Jul 5, 2016	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2016 · Amount on File
Deed Sale	Oct 31, 2016 · Amount on File
Prior Sale	Aug 2, 2016 · Amount on File
Deed Document Number	20163198
Record Updated	Sep 20, 2026

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2732 SCLATERS FORD RD, PALMYRA, VA 22963-5008
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000770/493
Date	Jul 3, 2008
Book Page	770/493
Instrument	3156

Lender

Name	MORTGAGEIT INC
Type	Mortgage Company
Address	NEW YORK, NY 10038

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2038

October 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 31, 2016
Property Address	2732 SCLATERS FORD RD, PALMYRA, VA 22963-5008
Document Number	0001603198
Map Reference	PB 385 PG 615
Instrument Date	Oct 28, 2016
Instrument	1603198
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2732 SCLATERS FORD RD, PALMYRA, VA 22963-5008

Mortgage

Document Number	0001603199
Date	Oct 31, 2016
Instrument	1603199

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2016: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 2, 2016
Property Address	2732 SCLATERS FORD RD, PALMYRA, VA 22963-5008
Document Number	0001602166
Map Reference	PB 385 PG 615
Instrument Date	Jul 7, 2016
Instrument	1602166
Transaction Type	Foreclosure
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2732 SCLATERS FORD RD, PALMYRA, VA 22963-5008

July 2016: Foreclosure

Document Type	Foreclosure
Jurisdiction	FLUVANNA VA
Recording Date	Jul 5, 2016
Property Address	2732 SCLATERS FORD RD, PALMYRA, VA 22963-5008
Document Number	0001601799
Map Reference	PB 385 PG 615
Instrument Date	Jun 15, 2016
Instrument	1601799
Transaction Type	Foreclosure
Record Updated	Jun 25, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2732 SCLATERS FORD RD, PALMYRA, VA 22963-5008

Tax Assessment & Valuation

The 2025 property tax bill for 2732 Sclaters Ford Rd was $2,234.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,900 (-) Land $69,300 Building $226,600	$295,900 (-) Land $69,300 Building $226,600
2025	$2,234.00	$295,900 Land $69,300 Building $226,600	$295,900 Land $69,300 Building $226,600
2023		$214,100 Land $69,300 Building $144,800	$214,100 Land $69,300 Building $144,800
2022	$1,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2732 Sclaters Ford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2732 Sclaters Ford Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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