Watauga County property record for 294 Willow, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,587 sqft · built 1976 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,510 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1899-13-5904-000 |
| Primary APN | 1899-13-5904-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,587 sqft Living Area |
| 1st Floor Area | 1,787 sqft |
| Basement Area | 790 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Area | 406 sqft |
| Porch | Porch |
| Porch Area | 250 sqft |
| Patio Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 1556020 |
|---|---|
| Street Address | 294 WILLOW |
| City | BOONE |
| State | NC |
| Zip | 28607-5844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 SEC 1 HOUND EARS |
| Legal Subdivision | HOUND EARS |
| Legal Lot Number | 10 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | WATAUGA |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 920602 |
Source: Watauga County records · APN 1899-13-5904-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 149 STONEBRIDGE DR, NEW LONDON, NC 28127-9115 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Oct 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Jun 20, 2018 | Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 294 WILLOW, BOONE, NC 28607-5844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021290872 |
|---|---|
| Date | Oct 06, 2020 |
| Book Page | 2129/872 |
| Instrument | 696280 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 294 WILLOW, BOONE, NC 28607-5844 |
| Document Number | 0020520306 |
| Instrument Date | Oct 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 294 WILLOW BOONE NC 286075844, BOONE, NC 28607-5844 |
| Document Number | 0020520306 |
|---|---|
| Date | Oct 04, 2019 |
| Book Page | 002052/000306 |
| Instrument | 683276 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 294 WILLOW, BOONE, NC 28607-5844 |
| Document Number | 0019780425 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 294 WILLOW BOONE NC 286075844, BOONE, NC 28607-5844 |
| Document Number | 0019780425 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 001978/000425 |
| Instrument | 669725 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2048 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,510.00 | $650,700 (-) Land $142,100 Building $508,600 | |
| 2024 | $650,700 Land $142,100 Building $508,600 | ||
| 2023 | $650,700 Land $142,100 Building $508,600 |
Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 units insured incl. 8 condo units |
| Nearby Flood Claims | 8 (1979–2024) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T.
Based on FCC filings for 90 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOUND EARS WATER SYSTEM private · serves 975 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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