288 Willow, Boone, NC 28607 Property Records

Watauga County property record for 288 Willow, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,537 sqft · built 1989
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Apr 2019)
Tax Bill	$2,526 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1899-13-6884-000`

Property Details

APN / Parcel Number

Primary APN	`1899-13-6884-000`
Alternative APN	`1796704`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,537 sqft Living Area
1st Floor Area	1,691 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Wood Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Porch	Porch
Porch Area	128 sqft
Patio Area	676 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1796704
Street Address	288 WILLOW
City	BOONE
State	NC
Zip	28607-5844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 SEC 1 HOUND EARS
Legal Subdivision	HOUND EARS
Legal Lot Number	9
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	1
Census Block	1051
Census Tract	920602

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1670, SOLOMONS, MD 20688-1670
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Apr 18, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Dec 19, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Prior Sale	Aug 15, 2013 · Amount on Record
Deed Document Number	2019678161
Deed Book / Page	2023 / 611
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Recording Date	Sep 16, 2026
Property Address	288 WILLOW, BOONE, NC 28607-5844
Document Number	0000763234
Book / Page	2502 / 225
Instrument Date	Sep 9, 2026
Instrument	2026763234
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	SERVICELINK, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 WILLOW, BOONE, NC 28607-5844

Mortgage

Document Number	0000763234,
Date	Sep 16, 2026
Book Page	2502/225
Instrument	2026763234

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2066

Interest

Max Rate	-1%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 18, 2019
Property Address	288 WILLOW, BOONE, NC 28607-5844
Document Number	0020230611
Book / Page	002023 / 000611
Instrument Date	Apr 4, 2019
Instrument	678161
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2686 SEQUOIA WAY PRINCE FREDERICK MD 206783390, PRINCE FREDERICK, MD 20678-3390

Mortgage

Document Number	20230615
Date	Apr 18, 2019
Book Page	002023/000615
Instrument	678162

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 19, 2018
Property Address	288 WILLOW, BOONE, NC 28607-5844
Document Number	0020060762
Book / Page	002006 / 000762
Instrument Date	Dec 4, 2018
Instrument	675049
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$1,800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7027 MANDARIN DR BOCA RATON FL 334337411, BOCA RATON, FL 33433-7411

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,400 (-) Land $96,100 Building $559,300
2025	$2,526.00	$655,400 (-) Land $96,100 Building $559,300
2024			$655,400 Land $96,100 Building $559,300
2023		$655,400 Land $96,100 Building $559,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 units insured incl. 8 condo units
Nearby Flood Claims	8 (1979–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUND EARS WATER SYSTEM private · serves 975 people · EPA ID NC0195112
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

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