294 Spruce St, Manchester, NH 03103 Property Records

Hillsborough County and Manchester City property record for 294 Spruce St, Manchester, NH 03103

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 4 ba · 3,278 sqft · built 1900
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$419,500 (Aug 2005)
Tax Bill	$9,197 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`3589617`

Property Details

APN / Parcel Number

Primary APN	`3589617`
Alternative APN	`MNCH M:0055 B:000 L:0019`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	19 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,278 sqft Living Area
Gross Area	5,492 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3589617
Street Address	294 SPRUCE ST
City	MANCHESTER
State	NH
Zip	03103
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Lot Number	19
Jurisdiction	MANCHESTER CITY NH
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2010
Census Tract	1600

Owner

294 Spruce St, a residential property, is owned by an individual who bought it in August 2005.

Source: Hillsborough County and Manchester City records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	497 HOOKSETT RD, 524, MANCHESTER, NH 03104-2698
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jul 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2005 · Amount on File
Deed Sale	Aug 11, 2005 · Amount on File
Deed Book / Page	7522 / 2847
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	294 SPRUCE ST, MANCHESTER, NH 03103
Document Number	0092271472
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 LINCOLN ST MANCHESTER NH 031034875, MANCHESTER, NH 03103-4875

Mortgage

Document Number	0092271472
Date	Oct 31, 2019
Book Page	009227/001472
Instrument	9050318

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	Jul 15, 2019
Property Address	294 SPRUCE ST, MANCHESTER, NH 03103
Document Number	0091880591
Book / Page	009188 / 000591
Instrument Date	Jul 13, 2019
Instrument	9029242
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$40.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 LINCOLN ST #3 MANCHESTER NH 031034875, 3, MANCHESTER, NH 03103-4875

Tax Assessment & Valuation

Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
Municipality	Manchester City
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$9,197.00 (+3.82%)	$469,700 (-) Land $86,200 Building $383,500
2023	$8,859.00 (+3.41%)	$469,700 (-) Land $86,200 Building $383,500
2022	$8,567.00	$469,700 Land $86,200 Building $383,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 294 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 294 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 123,500 people · EPA ID NH1471010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures