280 Spruce St, Manchester, NH 03103 Property Records

Hillsborough County and Manchester City property record for 280 Spruce St, Manchester, NH 03103

Property Summary

Property Type	Apartments (5+ Units)
Details	8 bd · 3 ba · 5,011 sqft · built 1900
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$416,000 (Jan 2022)
Tax Bill	$10,140 (2024)
Deeds & Mortgages	Jan 2022 Sale Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4439520`

Property Details

APN / Parcel Number

Primary APN	`4439520`
Alternative APN	`MNCH M:0055 B:000 L:0017`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	4 Units
Stories	3 Stories
Building Area	5,011 sqft Living Area
Gross Area	9,198 sqft
1st Floor Area	1,277 sqft
Basement Area	1,277 sqft
Unfinished Basement	1,277 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4439520
Street Address	280 SPRUCE ST
City	MANCHESTER
State	NH
Zip	03103-4836
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Lot Number	17
Jurisdiction	MANCHESTER CITY NH
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2010
Census Tract	1600

Owner

280 Spruce St, a residential property, is owned and occupied by an individual who bought it in January 2022.

Source: Hillsborough County and Manchester City records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	280 SPRUCE ST, MANCHESTER, NH 03103-4836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Transfer
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jul 10, 2020	Warranty Deed, Transfer MORTGAGE EQUITY PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Prior Sale	Jul 10, 2020 · Amount on File
Deed Document Number	2022220004895
Deed Book / Page	9583 / 226
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	Jan 27, 2022
Property Address	280 SPRUCE ST, MANCHESTER, NH 03103-4836
Document Number	009583-226
Book / Page	9583 / 226
Instrument Date	Jan 26, 2022
Instrument	220004895
Transaction Type	Transfer
Record Updated	Feb 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 SPRUCE ST, MANCHESTER, NH 03103-4836

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	280 SPRUCE ST, MANCHESTER, NH 03103-4836
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09568-2211
Date	Dec 17, 2021
Book Page	9568/2211
Instrument	210084698

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	Jul 10, 2020
Property Address	280 SPRUCE ST, MANCHESTER, NH 03103-4836
Document Number	0093181757
Book / Page	009318 / 001757
Instrument Date	Jul 10, 2020
Instrument	200035838
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 CENTRAL ST #3 MANCHESTER NH 031036961, 3, MANCHESTER, NH 03103-6961

Mortgage

Document Number	93181759
Date	Jul 10, 2020
Book Page	009318/001759
Instrument	200035839

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

Tax Assessment & Valuation

Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
Municipality	Manchester City
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$10,140.00 (+3.81%)	$517,900 (-) Land $79,900 Building $438,000
2023	$9,768.00 (+3.41%)	$517,900 (-) Land $79,900 Building $438,000
2022	$9,446.00	$517,900 Land $79,900 Building $438,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 280 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 280 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 123,500 people · EPA ID NH1471010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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