294 Old Jay Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 294 Old Jay Rd, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,496 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$672,000 (May 2024)
Tax Bill	$2,891 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-05-22-0-001-009.036`

Property Details

APN / Parcel Number

Primary APN	`07-05-22-0-001-009.036`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,496 sqft Living Area
2nd Floor Area	1,248 sqft

Exterior

Year Built	Built 2022
Lot Area	6,970 sqft (0.16 acres)
Porch	Open Porch
Porch Area	510 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	294 OLD JAY RD
City	ECLECTIC
State	AL
Zip	36024-4645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 TALISI COVE PHASE 2 29-53
Legal Subdivision	TALISI COVE PHASE 2
Legal Phase	2
Legal Lot Number	27
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	1
Census Block	1011
Census Tract	30300

Owner

Source: Elmore County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	294 OLD JAY RD, ECLECTIC, AL 36024-4645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	0202421815
Deed Book / Page	2024 / 21815
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Aug 31, 2022
Property Address	294 OLD JAY RD, ECLECTIC, AL 36024-4645
Document Number	2022/53791
Book / Page	2022 / 53791
Map Reference	MB 29 PG 53
Instrument Date	Aug 30, 2022
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3111 TIMBERLAKE RD, 3111, VESTAVIA, AL 35243-2311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	294 OLD JAY RD, ECLECTIC, AL 36024-4645

Mortgage

Document Number	0202253795
Date	Aug 31, 2022
Instrument	2022/53795

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,891.00 (+2.16%)	$113,660 (+2.19%)	$568,300 (+2.19%) Land $100,000 Building $468,300
2024	$2,830.00 (-0.84%)	$111,220 (-0.84%)	$556,100 (-0.84%) Land $100,000 Building $456,100
2023	$2,854.00 (+851.33%)	$112,160 (+834.67%) Land $20,000 Building $92,160	$560,800 (+834.67%) Land $100,000 Building $460,800
2022	$300.00	$12,000 Land $12,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	10,000 / 10,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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