281 Old Jay Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 281 Old Jay Rd, Eclectic, AL 36024 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2022
Square Footage	2,550 sqft Living Area
Lot Size	12,632 sqft (0.289 acres)
Occupancy	Owner Occupied
Last Sale	$806,345 (2022)

Property Details

APN / Parcel Number

Primary APN	`07-05-22-0-001-009.061`

Interior

Full Baths	3 Baths
Building Area	2,550 sqft Living Area
2nd Floor	1,275 sqft 2nd Floor
Utility Area	40 sqft Utility Area
Utility Room	Utility Room

Exterior

Year Built	Built 2022
Lot Area	12,632 sqft (0.289 acres)
Porch	Open Porch
Porch Area	394 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Floor/Wall Furnace Heating

Location & Zoning

Street Address	281 OLD JAY RD
City	ECLECTIC
State	AL
Zip	36024-4645
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 51 TALISI COVE PHASE 2 29-53
Legal Subdivision	TALISI COVE PHASE 2
Legal Phase	2
Legal Lot Number	51
Jurisdiction	ELMORE AL
Minor Civil Division	ECLECTIC
Census Blockgroup	1
Census Block	1011
Census Tract	30300

Owner

Source: Elmore County records · APN 07-05-22-0-001-009.061

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	281 OLD JAY RD, ECLECTIC, AL 36024-4645
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Deed Doc Number	0202229876
Deed Book / Page	2022 / 29876
Record Refreshed	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	May 10, 2022
Property Address	281 OLD JAY RD, ECLECTIC, AL 36024-4645
Document Number	2022/29876
Book / Page	2022 / 29876
Map Reference	MB 29 PG 53
Instrument Date	May 06, 2022
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3111 TIMBERLAKE RD, VESTAVIA, AL 35243-2311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	281 OLD JAY RD, ECLECTIC, AL 36024-4645

Mortgage

Document Number	0202229880
Date	May 10, 2022
Instrument	2022/29880

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Elmore County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,060 (-50.3%)	$800,690 (-0.6%) Land $300,000 Building $500,690
2023	$2,189.00 (+118.9%)	$161,098 (+302.75%) Land $60,000 Building $101,098	$805,490 (+302.75%) Land $300,000 Building $505,490
2022	$1,000.00	$40,000 Land $40,000	$200,000 Land $200,000

Flood & Wildfire

281 Old Jay Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Elmore County (01051C), updated February 20, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 49th percentile of exposed land nationally · 57th in Alabama
Wildfire Likelihood	Moderate — about 1 in 962 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.