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294 Melrose Dr SW, Concord, NC 28025 Property Records

Cabarrus County property record for 294 Melrose Dr SW, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1994
Lot Size0.173 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (Nov 2025)
Tax Bill$678 (2023)
Deeds & MortgagesNov 2025 Sale & Mortgage
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5620 72 8858

Property Details

APN / Parcel Number

Primary APN5620 72 8858
Alternative APNs
  • 12038 0017.000000
  • 161648
  • 182018
  • 11842

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area720 sqft Living Area
Gross Area936 sqft
1st Floor Area720 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.173 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchSlab
Porch Area24 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number182018
Street Address294 MELROSE DR SW
CityCONCORD
StateNC
Zip28025-5324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionLTS 24-25 HARTSELL ACRES
Legal SubdivisionLOGAN NORTH
Legal Lot Number24-25
JurisdictionCABARRUS NC
Township / Civil Division12, CONCORD
Census Block Group4
Census Block4007
Census Tract42101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Logan Neighborhood Historic District
listed 2025 · 611 contributing resources · NRIS 100012454

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address294 MELROSE DR SW, CONCORD, NC 28025-5324
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Mar 2, 2023Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Oct 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAMILY TRUST FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2025 · Amount on Record
Deed SaleNov 20, 2025 · Amount on Record
Prior SaleMar 2, 2023 · Amount on Record
Deed Document Number202526904
Deed Book / Page17727 / 329
Prior Transfer DateNov 29, 2001
Prior Transfer Doc3564025
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateNov 20, 2025
Property Address294 MELROSE DR SW, CONCORD, NC 28025-5324
Document Number0017727329
Book / Page17727 / 329
Map ReferenceMB 6 PG 89
Instrument DateNov 20, 2025
Transaction TypeTransfer
Record UpdatedDec 2, 2025
Title CompanyINTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address107 E AMERICANA DR, MOORESVILLE, NC 28115-9710

Transferred To (Grantee/Buyer)

NameVerified Name
Address294 MELROSE DR SW, CONCORD, NC 28025-5324

Mortgage

Document Number0017727332
DateNov 20, 2025
Instrument17727/332
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMar 2, 2023
Property Address294 MELROSE DR SW, CONCORD, NC 28025-5324
Document Number0016393101
Book / Page16393 / 101
Map ReferenceMB 6 PG 89
Instrument DateMar 2, 2023
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanyINTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$326.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1365 MECCA TRL, ROCK HILL, SC 29730-6595

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address294 MELROSE DR SW, CONCORD, NC 28025-5324

Mortgage

Document Number0163930103
DateMar 2, 2023
Instrument16393-0103
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address294 MELROSE DR SW, CONCORD, NC 28025-5324
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number14564296
DateOct 8, 2020
Book Page14564/296
Lender
NameFAMILY TRUST FCU
TypeCredit Union
AddressROCK HILL, SC 29730
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$168,780 (+5.44%) Land $40,000 Building $128,780
2025$160,070 (+163.62%) Land $40,000 Building $120,070
2024$168,780 (+177.96%) Land $40,000 Building $128,780
2023$678.00$60,720 Land $9,000 Building $51,720$60,720 Land $9,000 Building $51,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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