Cabarrus County property record for 290 Melrose Dr SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 925 sqft · built 1961 |
| Lot Size | 0.183 acres (7,950 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $637 (2023) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jul 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 5620 72 7992 |
| Primary APN | 5620 72 7992 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| Gross Area | 985 sqft |
| 1st Floor Area | 925 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,950 sqft (0.183 acres) |
| Lot Dimensions | 150 ft deep x 53 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Storage Building | 256 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 138834 |
|---|---|
| Street Address | 290 MELROSE DR SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-5324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LTS 27-28 & P/O 26 HARTSELL ACRES BLK F |
| Legal Subdivision | LOGAN NORTH |
| Legal Block | F |
| Legal Lot Number | 27-28 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 42101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Logan Neighborhood Historic District listed 2025 · 611 contributing resources · NRIS 100012454 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 290 MELROSE DR SW, CONCORD, NC 28025-5324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jul 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 26, 2020 |
| Transfer Doc | 1431368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 2, 2026 |
| Property Address | 290 MELROSE DR SW, CONCORD, NC 28025-5324 |
| Document Number | 0000023274 |
| Book / Page | 18192 / 197 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202623274 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 290 MELROSE DR SW, CONCORD, NC 28025-5324 |
| Document Number | 0000023274, |
|---|---|
| Date | Oct 2, 2026 |
| Book Page | 18192/197 |
| Instrument | 202623274 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 21, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 9, 2020 |
| Property Address | 290 MELROSE DR SW, CONCORD, NC 28025-5324 |
| Document Number | 1431368 |
| Book / Page | 014313 / 000068 |
| Instrument Date | May 26, 2020 |
| Instrument | 21464 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 290 MELROSE DR SW CONCORD NC 280255324, CONCORD, NC 28025-5324 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,370 (-) Land $40,000 Building $75,370 | ||
| 2025 | $115,370 (+120.8%) Land $40,000 Building $75,370 | ||
| 2024 | $115,370 (+120.8%) Land $40,000 Building $75,370 | ||
| 2023 | $637.00 | $52,250 Land $9,000 Building $43,250 | $52,250 Land $9,000 Building $43,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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