294 McCray St, Supply, NC 28462 Property Records

Brunswick County property record for 294 McCray St, Supply, NC 28462

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 2005
Lot Size	0.112 acres (4,879 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,000 (May 2001)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`232MI01801`

Property Details

APN / Parcel Number

Primary APN	`232MI01801`
Alternative APNs	`202619704971` `53093710`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,040 sqft Heated Area
Gross Area	4,050 sqft
1st Floor Area	108 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2011
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	4,879 sqft (0.112 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53093710
Street Address	294 MCCRAY ST
City	SUPPLY
State	NC
Zip	28462-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	D-403-826-431-238-L-11-B-18-HB-1/118
Jurisdiction	BRUNSWICK NC
Township / Civil Division	LOCKWOODS FOLLY
Census Block Group	3
Census Block	3018
Census Tract	20406

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	800 PEANUT RD, ELIZABETHTOWN, NC 28337-9112
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2001 · Amount on Record
Deed Sale	May 1, 2001 · Amount on Record
Deed Book / Page	1460 / 388
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	294 MCCRAY ST, SUPPLY, NC 28462-5009
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039800943
Date	Nov 2, 2017
Book Page	3980/0943

Lender

Name	CRESCOM BANK
Type	Bank
Address	WASHINGTON, NC 27889

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Holden Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$988,150 (-) Land $300,000 Building $688,150	$988,150 (-) Land $300,000 Building $688,150
2025	$3,858.00	$988,150 (-) Land $300,000 Building $688,150	$988,150 (-) Land $300,000 Building $688,150
2023		$988,150 Land $300,000 Building $688,150	$988,150 Land $300,000 Building $688,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 636 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	684 units insured incl. 48 condo units
Nearby Flood Claims	70 (1989–2024)
Claims Outside the SFHA	1 of 70
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Isaias, Aug 2020 · 12 claims Hurricane Matthew, Oct 2016 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HOLDEN BEACH serves 6,299 people · EPA ID NC0410060
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20