292 McCray St, Supply, NC 28462 Property Records

Brunswick County property record for 292 McCray St, Supply, NC 28462

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,280 sqft · built 2018
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Dec 2004)
Tax Bill	$3,730 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`232MI018`

Property Details

APN / Parcel Number

Primary APN	`232MI018`
Alternative APNs	`202619704922` `53093730` `80128884`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,280 sqft Heated Area
Gross Area	2,694 sqft
1st Floor Area	54 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,097 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80128884
Street Address	292 MCCRAY ST
City	SUPPLY
State	NC
Zip	28462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-12 B-18 EXT EASTERN HB MB-1/118
Legal Block	18
Legal Lot Number	12
Jurisdiction	BRUNSWICK NC
Township / Civil Division	LOCKWOODS FOLLY
Census Block Group	3
Census Block	3018
Census Tract	20406

Owner

292 McCray St is owned by an individual who acquired it in June 2022.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	800 PEANUT RD, ELIZABETHTOWN, NC 28337-9112
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2004 · Amount on File
Deed Sale	Dec 1, 2004 · Amount on File
Deed Book / Page	2054 / 1150
Last Transfer Date	Jun 15, 2022
Transfer Doc	0048700620
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 22, 2022
Property Address	292 MCCRAY ST, SUPPLY, NC 28462
Document Number	0048700620
Book / Page	4870 / 620
Map Reference	MB 1 PG 118
Instrument Date	Jun 15, 2022
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	292 MCCRAY ST, 292, SUPPLY, NC 28462

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	292 MCCRAY ST, SUPPLY, NC 28462

Mortgage

Document Number	0004870605
Date	Jun 22, 2022
Instrument	4870/605

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 292 McCray St was $3,730, up % from the year before.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Holden Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$984,190 (-) Land $300,000 Building $684,190	$984,190 (-) Land $300,000 Building $684,190
2025	$3,730.00 (+0.03%)	$984,190 Land $300,000 Building $684,190	$984,190 Land $300,000 Building $684,190
2024	$3,729.00
2023		$984,190 Land $300,000 Building $684,190	$984,190 Land $300,000 Building $684,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 292 McCray St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 636 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	684 units insured incl. 48 condo units
Nearby Flood Claims	70 (1989–2024)
Claims Outside the SFHA	1 of 70
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Isaias, Aug 2020 · 12 claims Hurricane Matthew, Oct 2016 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 292 McCray St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HOLDEN BEACH serves 6,299 people · EPA ID NC0410060
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20