294 Harris Rd, Smithfield, RI 02917 Property Records

Smithfield Town property record for 294 Harris Rd, Smithfield, RI 02917

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,823 sqft · built 1939
Lot Size	1.99 acres (87,045 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Feb 1992)
Tax Bill	$6,003 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-0545-20`

Property Details

APN / Parcel Number

Primary APN	`22-0545-20`
Alternative APNs	`SMIT M:48 B:000 L:046-A U` `M:48 B:000 L:046=A U`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,823 sqft Living Area
Gross Area	3,688 sqft
1st Floor Area	1,823 sqft
Basement Area	1,811 sqft
Unfinished Basement	1,811 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,045 sqft (1.99 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	22-0545-20
Street Address	294 HARRIS RD
City	SMITHFIELD
State	RI
Zip	02917-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMED
Legal Lot Number	46-A
Jurisdiction	SMITHFIELD RI
Township / Civil Division	SMITHFIELD
Census Block Group	4
Census Block	4001
Census Tract	12602

Owner

294 Harris Rd is owned and occupied by two individuals who bought it in February 1992.

Source: Smithfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	294 HARRIS RD, SMITHFIELD, RI 02917-1936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 1992 · Amount on File
Deed Sale	Feb 19, 1992 · Amount on File
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	294 HARRIS RD, SMITHFIELD, RI 02917-1936
Document Number	1123-272
Book / Page	001123 / 000272
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 HARRIS RD SMITHFIELD RI 029171936, SMITHFIELD, RI 02917-1936

Mortgage

Document Number	1123-272
Date	Aug 23, 2017
Book Page	001123/000272
Instrument	41470

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 22, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 294 Harris Rd was $6,003.

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Smithfield Town
Unified School District	Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,003.00	$484,500 Land $192,900 Building $291,600	$564,178
2023	$5,310.00 (+2.71%)	$387,000 (-) Land $163,000 Building $224,000
2022	$5,170.00	$387,000 Land $163,000 Building $224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 294 Harris Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1979–2010)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 294 Harris Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20