Smithfield Town property record for 286 Harris Rd, Smithfield, RI 02917
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,756 sqft · built 1950 |
| Lot Size | 0.517 acres (22,521 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $103,500 (Jun 1994) |
| Tax Bill | $6,190 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Oct 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-0152-30 |
| Primary APN | 16-0152-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,756 sqft Living Area |
| Gross Area | 3,392 sqft |
| 1st Floor Area | 1,756 sqft |
| Basement Area | 1,636 sqft |
| Unfinished Basement | 1,636 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,521 sqft (0.517 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 16-0152-30 |
|---|---|
| Street Address | 286 HARRIS RD |
| City | SMITHFIELD |
| State | RI |
| Zip | 02917-1936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Lot Number | 45 |
| Jurisdiction | SMITHFIELD RI |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 12602 |
Source: Smithfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 286 HARRIS RD, SMITHFIELD, RI 02917-1936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 2, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION |
| Oct 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NFM LENDING |
| Feb 8, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage GILERIN BETTE J TR (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 1994 · Amount on Record |
| Deed Sale | Jun 21, 1994 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 286 HARRIS RD, SMITHFIELD, RI 02917-1936 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001463-16 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 1463/16 |
| Instrument | 2023-991 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 286 HARRIS RD, SMITHFIELD, RI 02917-1936 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1303-311 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 1303/311 |
| Instrument | 2020-3659 |
| Name | NFM LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Recording Date | Feb 8, 2017 |
| Property Address | 286 HARRIS RD, SMITHFIELD, RI 02917-1936 |
| Document Number | 1092-296 |
| Book / Page | 001092 / 000296 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 39094 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 HARRIS RD SMITHFIELD RI 029171936, SMITHFIELD, RI 02917-1936 |
| Document Number | 1092-298 |
|---|---|
| Date | Feb 8, 2017 |
| Book Page | 001092/000298 |
| Instrument | 39095 |
| Name | GILERIN BETTE J TR (PT) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 7, 2032 |
Source: Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Smithfield Town |
| Unified School District | Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,190.00 (+24.97%) | $499,600 (+38.39%) Land $170,100 Building $329,500 | $556,957 |
| 2023 | $4,953.00 (+2.7%) | $361,000 (-) Land $144,200 Building $216,800 | |
| 2022 | $4,823.00 | $361,000 Land $144,200 Building $216,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1979–2010) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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