294 Forest St, Oberlin, OH 44074 Property Records

Lorain County property record for 294 Forest St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,577 sqft · built 1900
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$437,000 (Feb 2022)
Tax Bill	$5,774 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00-085-104-017`

Property Details

APN / Parcel Number

Primary APN	`09-00-085-104-017`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,577 sqft Living Area
1st Floor Area	1,191 sqft
2nd Floor Area	1,591 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	180 ft deep x 87 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	160 sqft
Deck Area	458 sqft
Patio Area	458 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	294 FOREST ST
City	OBERLIN
State	OH
Zip	44074-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRIGHT 81.50 X 179
Legal Subdivision	W W WRIGHTS ADDITION
Legal Block	104
Legal Lot Number	57
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2019
Census Tract	60200

Owner

294 Forest St is owned and occupied by an individual who bought it in February 2022.

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	294 FOREST ST, OBERLIN, OH 44074-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit THE OHIO EDUCATIONAL CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022 · Amount on File
Deed Sale	Feb 4, 2022 · Amount on File
Prior Sale	Jul 20, 2015 · Amount on File
Deed Document Number	2022000703
Record Updated	Jun 8, 2026

February 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 4, 2022
Property Address	294 FOREST ST, OBERLIN, OH 44074-1510
Document Number	0000861603
Map Reference	VOL 3 PG 37
Instrument Date	Feb 2, 2022
Instrument	2022-0861603
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	294 FOREST ST, OBERLIN, OH 44074-1510

Mortgage

Document Number	0000861604
Date	Feb 4, 2022
Instrument	2022-0861604

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	294 FOREST ST, OBERLIN, OH 44074-1510
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210842463
Date	Oct 4, 2021
Instrument	2021-0842463

Lender

Name	THE OHIO EDUCATIONAL CU INC
Type	Credit Union
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 294 Forest St was $5,774.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,774.00	$123,140 (%) Land $20,610 Building $102,530	$351,830 (-) Land $58,880 Building $292,950
2024	$5,774.00 (-3.25%)	$123,141 (+12.12%) Land $20,608 Building $102,533	$351,830 (+12.12%) Land $58,880 Building $292,950
2023	$5,968.00 (+2.77%)	$109,827 (%) Land $16,331 Building $93,496	$313,790 Land $46,660 Building $267,130
2022	$5,807.00	$109,830 Land $16,330 Building $93,500
2021			$313,790 Land $46,660 Building $267,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 294 Forest St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2004–2012)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Oct 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 294 Forest St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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