251 Forest St, Oberlin, OH 44074 Property Records

Lorain County property record for 251 Forest St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,517 sqft · built 1908
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Sep 2018)
Tax Bill	$8,230 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00-085-105-005`

Property Details

APN / Parcel Number

Primary APN	`09-00-085-105-005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,517 sqft Living Area
1st Floor Area	1,697 sqft
2nd Floor Area	1,972 sqft
Attic Area	763 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	200 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	400 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	150 sqft
Deck Area	552 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	251 FOREST ST
City	OBERLIN
State	OH
Zip	44074-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRIGHT FRONT 99.00
Legal Subdivision	W W WRIGHTS REVISED ADDITION
Legal Block	105
Legal Lot Number	68
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2018
Census Tract	60200

Owner

251 Forest St is owned and occupied by two individuals who bought it in September 2018.

Source: Lorain County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	251 FOREST ST, OBERLIN, OH 44074-1509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Sep 7, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2018 · Amount on File
Deed Sale	Sep 7, 2018 · Amount on File
Prior Sale	Feb 24, 2012
Deed Document Number	2018005208
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	251 FOREST ST, OBERLIN, OH 44074-1509
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000806704
Date	Mar 10, 2021
Instrument	2021-0806704

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 7, 2018
Property Address	251 FOREST ST, OBERLIN, OH 44074-1509
Document Number	0000686710
Instrument Date	Aug 31, 2018
Instrument	686710
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	ACCURATE TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	251 FOREST ST OBERLIN OH 440741509, OBERLIN, OH 44074-1509

Mortgage

Document Number	686711
Date	Sep 7, 2018
Instrument	686711

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 251 Forest St was $8,230.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,230.00	$176,270 (%) Land $24,950 Building $151,320	$503,630 (-) Land $71,280 Building $432,350
2024	$8,230.00 (+11.31%)	$176,271 (+29.21%) Land $24,948 Building $151,323	$503,630 (+29.21%) Land $71,280 Building $432,350
2023	$7,394.00 (+2.78%)	$136,420 (-) Land $19,768 Building $116,652	$389,770 Land $56,480 Building $333,290
2022	$7,194.00	$136,420 Land $19,770 Building $116,650
2021			$389,770 Land $56,480 Building $333,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 251 Forest St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2004–2012)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Oct 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 251 Forest St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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