Cherokee County property record for 294 Co Rd 648, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 752 sqft · built 1976 |
| Lot Size | 1.45 acres (63,327 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,446 (2026) |
| Deeds & Mortgages | Apr 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-07-25-0-002-063.000 |
| Primary APN | 13-09-07-25-0-002-063.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 752 sqft Living Area |
| 1st Floor Area | 752 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 63,327 sqft (1.45 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 84 sqft |
| Patio Area | 320 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 2511 |
|---|---|
| Street Address | 294 COUNTY ROAD 648 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SE COR NE/4, N 530' TO CONTOUR LINE, NWLY 378' TO POB,NLY 234.7', NWLY 265.7',SLY 270',SW 244' TO POB |
| Legal Range | 09E |
| Legal Township | 09S |
| Legal Section | 25 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 955702 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 421 E 2ND AVE, ROME, GA 30161-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 294 COUNTY ROAD 648, CEDAR BLUFF, AL 35959-3434 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000197445 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 197445 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,446.00 (+7.27%) | ||
| 2025 | $1,348.00 (+5.31%) Homeowner's exemption | $30,480 (+5.69%) Land $25,280 Building $5,200 | $333,700 (+5.2%) Land $252,800 Building $80,900 |
| 2024 | $1,280.00 (+3.31%) Additional exemption filed | $28,840 (-6.3%) Land $23,640 Building $5,200 | $317,200 (+3.09%) Land $236,300 Building $80,900 |
| 2023 | $1,239.00 Homeowner's exemption | $30,780 (+20.9%) | $307,700 (-) Land $236,300 Building $71,400 |
| 2022 | $1,239.00 Homeowner's exemption | $25,460 Land $23,640 Building $1,820 | $307,700 Land $236,300 Building $71,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| TDS Telecom DSL | 10 / 1 |
May also be available: Killians Electronics.
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