Cherokee County property record for 220 Co Rd 648, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,680 sqft · built 1980 |
| Lot Size | 0.358 acres (15,608 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,472 (2026) |
| Deeds & Mortgages | Aug 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-07-25-0-002-060.000 |
| Primary APN | 13-09-07-25-0-002-060.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Upper Floors Area | 840 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,608 sqft (0.358 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 604 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 5191 |
|---|---|
| Street Address | 220 COUNTY ROAD 648 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, ROGERSDALE S/D, PB 5/25 |
| Legal Range | 09E |
| Legal Township | 09S |
| Legal Section | 25 |
| Legal Subdivision | ROGERSVILLE SD |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 955702 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 COUNTY ROAD 879, COLLINSVILLE, AL 35961-4009 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 220 COUNTY ROAD 648, CEDAR BLUFF, AL 35959-3434 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000199175 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 199175 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,472.00 (+6.98%) | ||
| 2025 | $1,376.00 (+3.3%) | $30,100 (+70.25%) Land $16,060 Building $14,040 | $327,500 (+3.31%) Land $160,500 Building $167,000 |
| 2024 | $1,332.00 (+6.65%) | $17,680 (-40.59%) Land $15,000 Building $2,680 | $317,000 (+6.59%) Land $150,000 Building $167,000 |
| 2023 | $1,249.00 | $29,760 (+89.31%) | $297,400 (-) Land $150,000 Building $147,400 |
| 2022 | $1,249.00 | $15,720 Land $15,000 Building $720 | $297,400 Land $150,000 Building $147,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| TDS Telecom DSL | 10 / 1 |
May also be available: Killians Electronics.
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