294 Chambers St, Apt 50, El Cajon, CA 92020 Property Records

San Diego County property record for 294 Chambers St, Apt 50, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 722 sqft · built 1974
Lot Size	2.25 acres (98,032 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Aug 2021)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`487-130-14-53`

Property Details

APN / Parcel Number

Primary APN	`487-130-14-53`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	722 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Lot Area	98,032 sqft
Garage Type	Open

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	294 CHAMBERS ST, 50
City	EL CAJON
State	CA
Zip	92020-3363
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 10 US13E PER DOC73-210741&UND INT IN POR OF TR 000128
Legal Subdivision	KNOXVILLE
Legal Tract	000128
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16202

Owner

294 Chambers St, Apt 50 is owned and occupied by an individual who bought it in August 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	193 TUMON LN, 709, TAMUNING, GU 96913-4337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2021	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 8, 2021	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR
Dec 28, 2017	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Mar 24, 2021 · Amount on File
Deed Document Number	2021586140
Prior Transfer Date	Nov 23, 1993
Prior Transfer Doc	0000799724
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 17, 2021
Property Address	294 CHAMBERS ST APT 50, 50, EL CAJON, CA 92020-3363
Document Number	0000586140
Map Reference	MAP 128
Instrument Date	Aug 2, 2021
Instrument	2021-0586140
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 CHAMBERS ST APT 50, 50, EL CAJON, CA 92020-3363

Mortgage

Document Number	0000586141
Date	Aug 17, 2021
Instrument	2021-0586141

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2021
Property Address	294 CHAMBERS ST APT 50, 50, EL CAJON, CA 92020-3363
Document Number	0000230397
Map Reference	MAP 128
Instrument Date	Mar 5, 2021
Instrument	2021-0230397
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 CHAMBERS ST APT 50, 50, EL CAJON, CA 92020-3363

Mortgage

Document Number	0000230398
Date	Mar 24, 2021
Instrument	2021-0230398

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2021
Property Address	294 CHAMBERS ST APT 50, 50, EL CAJON, CA 92020-3363
Document Number	0000015239
Instrument Date	Dec 23, 2020
Instrument	15239
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Tax	$231.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2611 INTERNET BLVD #201 FRISCO TX 750349093, 201, FRISCO, TX 75034-9093
Investor	Possibly a Property Investor

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 28, 2017
Property Address	294 CHAMBERS ST APT 50, 50, EL CAJON, CA 92020-3363
Document Number	0000612649
Map Reference	MAP 128
Instrument Date	Nov 20, 2017
Instrument	2017-0612649
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 CHAMBERS ST APT 50, 50, EL CAJON, CA 92020-3363

Mortgage

Document Number	0000612650
Date	Dec 28, 2017
Instrument	2017-0612650

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 294 Chambers St, Apt 50 was $3,440 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$303,076 (+2%) Land $112,911 Building $190,165
2025	$3,440.00 Homeowner's exemption	$297,135 Land $110,698 Building $186,437
2023	$3,368.00 (+1.63%) Homeowner's exemption	$285,599 Land $106,400 Building $179,199
2022	$3,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 294 Chambers St, Apt 50 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	47 units insured incl. 46 condo units
Nearby Flood Claims	14 (1980–2006)
Most Recent Claim	Mar 2006
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 294 Chambers St, Apt 50 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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