294 Chambers St, Apt 46, El Cajon, CA 92020 Property Records

San Diego County property record for 294 Chambers St, Apt 46, El Cajon, CA 92020

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 722 sqft · built 1974
Lot Size	2.25 acres (98,032 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Apr 2022)
Tax Bill	$4,143 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2019 Transfer
Flood Zone	Zone X (moderate risk)
APN	`487-130-14-48`

Property Details

APN / Parcel Number

Primary APN	`487-130-14-48`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	722 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	98,032 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Street Address	294 CHAMBERS ST, 46
City	EL CAJON
State	CA
Zip	92020-3361
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 10 US12F PER DOC73-210741&UND INT IN POR OF TR 000128
Legal Subdivision	KNOXVILLE
Legal Tract	000128
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16202

Owner

294 Chambers St, Apt 46 is owned and occupied by an individual who bought it in April 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	294 CHAMBERS ST, 46, EL CAJON, CA 92020-3361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Prior Sale	Apr 29, 2011 · Amount on File
Deed Document Number	2022154950
Prior Transfer Date	Mar 23, 2022
Prior Transfer Doc	0000154949
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2022
Property Address	294 CHAMBERS ST APT 46, 46, EL CAJON, CA 92020-3361
Document Number	0000154950
Map Reference	MAP 128
Instrument Date	Mar 23, 2022
Instrument	2022-0154950
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 CHAMBERS ST APT 46, 46, EL CAJON, CA 92020-3361

Mortgage

Document Number	0000154951
Date	Apr 8, 2022
Instrument	2022-0154951

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2019
Property Address	294 CHAMBERS ST APT 46, 46, EL CAJON, CA 92020-3361
Document Number	0000563928
Instrument Date	Nov 15, 2019
Instrument	563928
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5210 DON MIGUEL DR CARLSBAD CA 920103934, CARLSBAD, CA 92010-3934

Tax Assessment & Valuation

The 2025 property tax bill for 294 Chambers St, Apt 46 was $4,143.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$357,201 (+2%) Land $270,608 Building $86,593
2025	$4,143.00	$350,198 Land $265,302 Building $84,896
2023	$3,970.00 (+277.02%)	$329,000 Land $249,000 Building $80,000
2022	$1,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 294 Chambers St, Apt 46 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	47 units insured incl. 46 condo units
Nearby Flood Claims	14 (1980–2006)
Most Recent Claim	Mar 2006
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 294 Chambers St, Apt 46 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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