Oakland County property record for 294 Cardinal St, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,166 sqft · built 1920 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $141,000 (Nov 2005) |
| Tax Bill | $3,210 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-10-479-033 |
| Primary APN | E-17-10-479-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,166 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Basement Area | 1,644 sqft |
| Unfinished Basement | 1,644 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 294 CARDINAL ST |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-4025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 10 LOG CABIN BEACH LOT 60, ALSO S 72.50 FT OF LOTS 61 & 62 2-13-06 FR 013 & 014 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 10 |
| Legal Subdivision | LOG CABIN BEACH |
| Legal Lot Number | 2,60-62 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 134300 |
294 Cardinal St is owned by an individual who bought it in November 2005.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4931 ARROWHEAD, WEST BLOOMFIELD, MI 48323-2309 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2005 · Amount on File |
| Deed Sale | Nov 10, 2005 · Amount on File |
| Deed Document Number | 2005317334 |
| Deed Book / Page | 36596 / 244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 294 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4025 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4931 ARROWHEAD, WEST BLOOMFIELD, MI 48323-2309 |
| Document Number | 0000335205 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 57534/231 |
| Instrument | 335205 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2037 |
The 2025 property tax bill for 294 Cardinal St was $3,210, down 24.4% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,210.00 (-24.36%) | $174,780 | $349,560 |
| 2024 | $4,244.00 | ||
| 2023 | $145,920 | $291,840 | |
| 2021 | $3,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 294 Cardinal St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Apr 2003 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 294 Cardinal St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures