1. Home
  2. Michigan
  3. Oakland County
  4. Commerce Township
  5. Cardinal St

211 Cardinal St, Commerce Township, MI 48382 Property Records

Oakland County property record for 211 Cardinal St, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1946
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Jun 2026)
Tax Bill$1,927 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNE-17-10-480-004

Property Details

APN / Parcel Number

Primary APNE-17-10-480-004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area45 sqft
Patio Area45 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address211 CARDINAL ST
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-4026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 10 LOG CABIN BEACH LOTS 68 & 69
Legal Range08E
Legal Township02N
Legal Section10
Legal SubdivisionLOG CABIN BEACH
Legal Lot Number68-69
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2025
Census Tract134300

Owner

211 Cardinal St is owned by two individuals who bought it in June 2026.

Source: Oakland County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3165 W MAPLE RD, WIXOM, MI 48393-1818
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Jun 4, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Mar 11, 2026Quit Claim Deed, Transfer
Quitclaim
May 13, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
BESSIE DEMSKI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2026 · Amount on File
Deed SaleJun 4, 2026 · Amount on File
Prior SaleMay 18, 2005 · Amount on File
Deed Document Number202680315
Deed Book / Page61265 / 93
Prior Transfer DateMay 4, 2021
Prior Transfer Doc0000125178
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 4, 2026
Property Address211 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4026
Document Number0000080315
Book / Page61265 / 93
Instrument DateMay 29, 2026
Instrument202680315
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215,887.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3165 W MAPLE RD, WIXOM, MI 48393-1818

Mortgage

Document Number0000079699,
DateJun 4, 2026
Instrument202679699
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 4, 2026
Property Address211 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4026
Document Number20260080315
Book / Page61265 / 93
Instrument DateMay 29, 2026
Instrument202680315
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyATA NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215,887.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3165 W MAPLE RD, WIXOM, MI 48393-1818

Mortgage

Document Number0000079699,
DateJun 4, 2026
Instrument202679699
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMar 11, 2026
Property Address211 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4026
Document Number20260029564
Book / Page61008 / 747
Map ReferenceLB 35 PG 35
Instrument DateFeb 26, 2026
Instrument20260029564
Transaction TypeTransfer
Record UpdatedApr 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9331 E BENNINGTON RD, DURAND, MI 48429-9703

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address9331 E BENNINGTON RD, DURAND, MI 48429-9703

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMay 13, 2021
Property Address211 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4026
Document Number0000125178
Book / Page56228 / 704
Map ReferenceLB 35 PG 35
Instrument DateMay 4, 2021
Instrument125178
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address211 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4026

Transferred To (Grantee/Buyer)

NameVerified Name
Address211 CARDINAL ST, COMMERCE TOWNSHIP, MI 48382-4026

Mortgage

Document Number0056228705
DateMay 13, 2021
Instrument56228/705
Lender
NameBESSIE DEMSKI
TypePrivate Party
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term120 Months
DueMay 30, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 211 Cardinal St was $1,927, up 1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,927.00 (+9.99%)$90,370$180,740
2024$1,752.00
2023$74,040$148,080
2021$1,547.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 211 Cardinal St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Most Recent ClaimApr 2003 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 211 Cardinal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Nearby Properties on Cardinal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures