Haywood County property record for 294 Bobcat Trl, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,152 sqft · built 2007 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (Apr 2023) |
| Tax Bill | $2,303 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-71-5951 |
| Primary APN | 8647-71-5951 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Heated Area |
| Gross Area | 1,907 sqft |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 755 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,152 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 48,352 sqft (1.11 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 278291 |
|---|---|
| Street Address | 294 BOBCAT TRL |
| City | CLYDE |
| State | NC |
| Zip | 28721-9453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #30 MIDWAY CROSSING |
| Legal Subdivision | MIDWAY CROSSING |
| Legal Unit | 30 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 920400 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 294 BOBCAT TRL, CLYDE, NC 28721-9453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 22, 2017 | Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Prior Sale | Sep 22, 2017 · Amount on Record |
| Deed Document Number | 20233484 |
| Deed Book / Page | 1085 / 852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 294 BOBCAT TRL, CLYDE, NC 28721-9453 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010591780 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 1059/1780 |
| Instrument | 2022003741 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SKYLAND, NC 28776 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 27, 2023 |
| Property Address | 294 BOBCAT TRL, CLYDE, NC 28721-9453 |
| Document Number | 0010850852 |
| Book / Page | 1085 / 852 |
| Map Reference | CAB C SLOT 7731 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023003484 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 61, STONEWALL, NC 28583-0061 |
| Name | Verified Name |
|---|---|
| Address | 294 BOBCAT TRL, CLYDE, NC 28721-9453 |
| Document Number | 2023003485 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023003485 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Sep 22, 2017 |
| Property Address | 294 BOBCAT TRL, CLYDE, NC 28721-9453 |
| Document Number | 0009362212 |
| Book / Page | 000936 / 002212 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 8672 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $646.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 294 BOBCAT TRL CLYDE NC 287219453, CLYDE, NC 28721-9453 |
| Document Number | 9362215 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 000936/002215 |
| Instrument | 8673 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2047 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,900 (-) Land $61,700 Building $268,200 | ||
| 2025 | $2,303.00 | $329,900 (-) Land $61,700 Building $268,200 | $329,900 (-) Land $61,700 Building $268,200 |
| 2023 | $329,900 Land $61,700 Building $268,200 | $329,900 (-) Land $61,700 Building $268,200 | |
| 2021 | $329,900 Land $61,700 Building $268,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 37 (1983–2024) |
| Claims Outside the SFHA | 5 of 37 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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