189 Bobcat Trl, Clyde, NC 28721 Property Records

Haywood County property record for 189 Bobcat Trl, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,956 sqft · built 2007
Lot Size	0.801 acres (34,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Apr 2008)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8647-71-5585`

Property Details

APN / Parcel Number

Primary APN	`8647-71-5585`
Alternative APN	`196299`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,956 sqft Heated Area
Gross Area	2,396 sqft
1st Floor Area	1,956 sqft
Basement Area	1,956 sqft
Finished Basement	1,956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Lot Area	34,892 sqft (0.801 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	196299
Street Address	189 BOBCAT TRL
City	CLYDE
State	NC
Zip	28721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#26 MIDWAY CROSSING
Legal Subdivision	MIDWAY CROSSING
Legal Unit	26
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2009
Census Tract	920400

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	186 BOBCAT TRL, CLYDE, NC 28721-9443
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2008 · Amount on Record
Deed Sale	Apr 2, 2008 · Amount on Record
Prior Sale	Jul 12, 2006 · Amount on Record
Deed Document Number	20083801
Deed Book / Page	732 / 1705
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	189 BOBCAT TRL, CLYDE, NC 28721
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010680127
Date	Jul 25, 2022
Book Page	1068/127
Instrument	2022007860

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,100 (-) Land $52,400 Building $357,700
2025	$2,824.00	$410,100 (+5.83%) Land $52,400 Building $357,700	$410,100 (+5.83%) Land $52,400 Building $357,700
2023		$387,500 Land $54,200 Building $333,300	$387,500 (-) Land $54,200 Building $333,300
2021			$387,500 Land $54,200 Building $333,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	37 (1983–2024)
Claims Outside the SFHA	5 of 37
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 12 claims Remnants Of Tropical Storm Fred, Aug 2021 · 9 claims Tropical Storm Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20