2939 Ragis Rd, Edgewater, FL 32132 Property Records

Volusia County property record for 2939 Ragis Rd, Edgewater, FL 32132

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,960 sqft · built 1986
Lot Size2.49 acres (108,464 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (May 2025)
Tax Bill$7,481 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jan 2022 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN8438-01-00-1437

Property Details

APN / Parcel Number

Primary APN8438-01-00-1437
Alternative APNs
  • 34183801001437
  • 38183401001437
  • 4773673.0
  • 4773673

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,960 sqft Living Area
1st Floor Area1,960 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area108,464 sqft (2.49 acres)
Lot Dimensions386 ft deep x 281 ft wide
PorchFinished/Open Porch
Porch Area742 sqft
Patio Area633 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number4773673
Street Address2939 RAGIS RD
CityEDGEWATER
StateFL
Zip32132-2905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01A3
Legal DescriptionW 281 FT OF E 2718.78 FT OF S 386.255 FT OF N 772.51 FT OF LOT 138 ASSRS SUB OS SAMUEL BETTS GRANT MB 3 PG 153 PER OR 3885 PG 0097 PER OR 6997 PG 0811 PER OR 7387 PG 3370 PER OR 7390 PG 4759 PER OR 8631 PG 3941 PER OR 8660 PG 3230 PER OR 8706 PG 2600
Legal Range34E
Legal Township18S
Legal Section38
Legal SubdivisionASSRS SUB
Legal Tract01
Legal Lot Number138
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group2
Census Block2020
Census Tract83009

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address254 TANNER ST, NEW SMYRNA BEACH, FL 32168-8136
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 3, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 21, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Dec 7, 2018Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Nov 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
May 31, 2017Loan Modification, Mortgage · Conventional Mortgage
QUICKEN LNS
Apr 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2025 · Amount on Record
Deed SaleMay 22, 2025 · Amount on Record
Prior SaleJun 6, 2014 · Amount on Record
Deed Document Number202597065
Deed Book / Page8706 / 2600
Prior Transfer DateNov 13, 2024
Prior Transfer Doc0086313941
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2939 RAGIS RD, EDGEWATER, FL 32132-2905
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2939 RAGIS RD, EDGEWATER, FL 32132-2905

Mortgage

Document Number0084580475
DateSep 11, 2023
Book Page8458/475
Instrument2023185657
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term340 Months
DueJan 1, 2052

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2939 RAGIS RD, EDGEWATER, FL 32132-2905
Transaction TypeMortgage
Record UpdatedJan 20, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0081810707
DateJan 3, 2022
Book Page8181/707
Instrument2022000419
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2939 RAGIS RD, EDGEWATER, FL 32132-2905
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079662420
DateJan 4, 2021
Book Page7966/2420
Instrument2021-000080
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2939 RAGIS RD, EDGEWATER, FL 32132-2905
Document Number0078211372
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedMar 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2939 RAGIS RD EDGEWATER FL 321322905, EDGEWATER, FL 32132-2905

Mortgage

Document Number0078211372
DateFeb 27, 2020
Book Page007821/001372
Instrument41940
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 26, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2939 RAGIS RD, EDGEWATER, FL 32132-2905
Document Number0076334528
Instrument DateDec 7, 2018
Transaction TypeMortgage
Record UpdatedJan 3, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address2939 RAGIS RD EDGEWATER FL 321322905, EDGEWATER, FL 32132-2905

Mortgage

Document Number0076334528
DateDec 14, 2018
Book Page007633/004528
Instrument248912
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 13, 2048

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2939 RAGIS RD, EDGEWATER, FL 32132-2905
Document Number0074810715
Book / Page007481 / 000715
Instrument DateNov 30, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2939 RAGIS RD EDGEWATER FL 321322905, EDGEWATER, FL 32132-2905

Mortgage

Document Number0074810715
DateDec 8, 2017
Book Page007481/000715
Instrument236943
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 7, 2047

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionVOLUSIA FL
Property Address2939 RAGIS RD, EDGEWATER, FL 32132-2905
Document Number0074194196
Book / Page007419 / 004196
Instrument DateMay 31, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2017
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2939 RAGIS RD EDGEWATER FL 321322905, EDGEWATER, FL 32132-2905

Mortgage

Document Number0074194196
DateJul 6, 2017
Book Page007419/004196
Instrument132319
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 5, 2047
Interest
Rate TypeFixed Rate
Rate4.5%

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateApr 27, 2017
Property Address2939 RAGIS RD, EDGEWATER, FL 32132-2905
Document Number0073904759
Book / Page007390 / 004759
Instrument DateApr 26, 2017
Instrument83486
Transaction TypeTransfer
Record UpdatedJun 8, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2939 RAGIS RD EDGEWATER FL 321322905, EDGEWATER, FL 32132-2905

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$467,077 (+1.11%) Land $156,870 Building $310,207$467,077 (+1.11%) Land $156,870 Building $310,207
2025$7,481.00 (+174.03%) Homeowner's exemption$461,933 (+163.8%) Land $156,870 Building $305,063$461,933 (+26.84%) Land $156,870 Building $305,063
2023$2,730.00 (+2.36%) Homeowner's exemption$175,106 (+3%)$364,183 (+14.53%) Land $112,050 Building $252,133
2022$2,667.00 Homeowner's exemption$170,006$317,976 Land $74,700 Building $243,276

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims9 (2022–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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