2920 Ragis Rd, Edgewater, FL 32132 Property Records

Volusia County property record for 2920 Ragis Rd, Edgewater, FL 32132

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,118 sqft · built 1986
Lot Size4.9 acres (213,444 sqft)
OwnerIndividual Name on File
Last Sale$100 (Feb 1987)
Tax Bill$1,726 (2025)
Deeds & MortgagesJun 2022 Reverse Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN8438-01-00-1389

Property Details

APN / Parcel Number

Primary APN8438-01-00-1389
Alternative APNs
  • 34183801001389
  • 38183401001389
  • 3979281.0
  • 3979281

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,118 sqft Living Area
1st Floor Area1,118 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1990
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area213,444 sqft (4.9 acres)
Garage TypeCarport
CarportCarport
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3979281
Street Address2920 RAGIS RD
CityEDGEWATER
StateFL
Zip32132-2900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01MH3
Legal DescriptionW 281 FT OF E 2140.10 FT OF S 768.50 FT OF LOT 138 ASSRS SUB OF SAMUEL BETTS GRANT MB 3 PG 153 PER OR 2936 PG 0574 PER UNREC D/C PER OR 7742 PG 3580
Legal Range34E
Legal Township18S
Legal Section38
Legal SubdivisionASSRS SUB OF SAMUEL BETTS GRANT MB
Legal Tract01
Legal Lot Number138
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group2
Census Block2024
Census Tract83009

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2920 RAGIS RD, EDGEWATER, FL 32132-2900
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Deed of Trust, Mortgage · Reverse Mortgage
CREEK MORTGAGE LLC
Aug 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 1987 · Amount on File
Deed SaleFeb 15, 1987 · Amount on File
Prior SaleFeb 15, 1987 · Amount on File
Deed Book / Page2936 / 572
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2920 RAGIS RD, EDGEWATER, FL 32132-2900
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2920 RAGIS RD, EDGEWATER, FL 32132-2900

Mortgage

Document Number0082762417
DateJun 30, 2022
Book Page8276/2417
Instrument2022153592
Lender
NameCREEK MORTGAGE LLC
AddressENGLEWOOD, CO 80111
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term938 Months
DueAug 25, 2100
Interest
Rate TypeAdjustable Rate
Rate4.59%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT
Max Rate9.59%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address2920 RAGIS RD, EDGEWATER, FL 32132-2900
Document Number0077423582
Instrument DateAug 28, 2019
Transaction TypeMortgage
Record UpdatedSep 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2920 RAGIS RD EDGEWATER FL 321322900, EDGEWATER, FL 32132-2900

Mortgage

Document Number0077423582
DateSep 6, 2019
Book Page007742/003582
Instrument174448
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 5, 2034

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,993 (+2.7%)$417,836 (-13.97%) Land $240,100 Building $177,736
2025$1,726.00 (+4.99%) Homeowner's exemption Widower's exemption$126,576 (+5.99%)$485,688 (+30.08%) Land $302,500 Building $183,188
2023$1,644.00 (+14.09%) Senior Citizen's exemption$119,427 (+15.33%)$373,367 (+31.9%) Land $216,100 Building $157,267
2022$1,441.00 Senior Citizen's exemption$103,549$283,062 Land $144,100 Building $138,962

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims9 (2022–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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