2939 Lake Forest Cir, Talbott, TN 37877 Property Records

Jefferson County property record for 2939 Lake Forest Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,642 sqft · built 2022
Lot Size	0.61 acres (26,588 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (Jul 1993)
Tax Bill	$1,511 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003O-B-012.00`

Property Details

APN / Parcel Number

Primary APN	`003O-B-012.00`
Alternative APNs	`04007BB003O01200` `045003O B 01200`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,642 sqft Living Area
Gross Area	3,062 sqft
1st Floor Area	1,111 sqft
Upper Floors Area	1,531 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,588 sqft (0.61 acres)
Lot Dimensions	231 ft deep x 114 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2939 LAKE FOREST CIR
City	TALBOTT
State	TN
Zip	37877-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TIMBERLAKE PB: M PG: 1783 LOT: 51R
Legal Subdivision	TIMBERLAKE
Legal Lot Number	51R
Jurisdiction	JEFFERSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1005
Census Tract	70300

Owner

Source: Jefferson County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2939 LAKE FOREST CIR, TALBOTT, TN 37877-3021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2025	Deed of Trust, Mortgage · Line of Credit NEWPORT FEDERAL BANK
Oct 13, 2022	Deed of Trust, Mortgage · Closed-End Mortgage NEWPORT FEDERAL BANK
Apr 27, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Nov 18, 2021	Warranty Deed, Transfer COLONIAL TITLE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 1993 · Amount on Record
Deed Sale	Jul 23, 1993 · Amount on Record
Prior Sale	Feb 27, 1979
Deed Book / Page	374 / 234
Last Transfer Date	Apr 15, 2026
Transfer Doc	0000003214
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2939 LAKE FOREST CIR, TALBOTT, TN 37877-3021
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2939 LAKE FOREST CIR, TALBOTT, TN 37877-3021

Mortgage

Document Number	0001886516
Date	Jun 16, 2025
Book Page	1886/516
Instrument	25004314

Lender

Name	NEWPORT FEDERAL BANK
Type	Bank
Address	170 W BROADWAY, NEWPORT, TN 37821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2030

Interest

Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	2939 LAKE FOREST CIR, TALBOTT, TN 37877-3021
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 CONSTITUTION DR, JEFFERSON CITY, TN 37760-3410

Mortgage

Document Number	0001721290
Date	Oct 13, 2022
Book Page	1721/290
Instrument	22009316

Lender

Name	NEWPORT FEDERAL BANK
Type	Bank
Address	NEWPORT, TN 37821

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Oct 1, 2053

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON TN
Recording Date	Apr 27, 2026
Property Address	2939 LAKE FOREST CIR, TALBOTT, TN 37877-3021
Document Number	0000003214
Book / Page	1951 / 127
Instrument Date	Apr 15, 2026
Instrument	20263214
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2939 LAKE FOREST CIR, TALBOTT, TN 37877-3021

Mortgage

Document Number	0000003215,
Date	Apr 27, 2026
Book Page	1951/131
Instrument	20263215

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	Nov 18, 2021
Property Address	2939 LAKE FOREST CIR, TALBOTT, TN 37877-3021
Document Number	0001652443
Book / Page	1652 / 443
Map Reference	CAB M SL 1783
Instrument Date	Nov 17, 2021
Instrument	21011169
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	COLONIAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$146.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	784 CONSTITUTION DR, JEFFERSON CITY, TN 37760-3410

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,511.00 (+744.13%)	$101,400 (+801.33%) Land $12,500 Building $88,900	$405,600 (-) Land $50,000 Building $355,600
2024	$179.00 (-27.24%)		$405,600 (+801.33%) Land $50,000 Building $355,600
2022	$246.00	$11,250 Land $11,250	$45,000 Land $45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CITY W&S COMM serves 9,764 people · EPA ID TN0000328
Water Source	Surface water
Last State Inspection	Feb 2024
Also Mapped Here	ALPHA-TALBOTT UTILITY DISTRICT
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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