2938 Pine Valley Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 2938 Pine Valley Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Vacant Land
Lot Size	0.63 acres (27,443 sqft)
Owner	Company Name on Record
Last Sale	$4,725,000 (Mar 2025)
Tax Bill	$6,099 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`14-2S-21-42210-000-2938`

Property Details

APN / Parcel Number

Primary APN	`14-2S-21-42210-000-2938`
Alternative APNs	`14-221-42210-000-2938` `1020159`

Exterior

Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	250 ft deep x 110 ft wide

Location & Zoning

Street Address	2938 PINE VALLEY DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7836
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	SD
Legal Description	LOT 2938 PINE VALLEY AT SANDESTIN PB 12-14 OR 1755-32 OR 2653-1878 OR 2833-2422 OR 2946-88 OR 2983-3811 OR 3119-2569 OR 3239-3983 OR 3352-3390
Legal Range	021
Legal Township	02S
Legal Section	14
Legal Subdivision	SANDESTIN
Legal Block	29
Legal Lot Number	2938
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4705 BROADLAKE VW, COLORADO SPRINGS, CO 80906-8604
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer FNBT BANK
Feb 22, 2022	Warranty Deed, Transfer MCNEESE TITLE LLC
Oct 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2025 · Amount on Record
Deed Sale	Mar 17, 2025 · Amount on Record
Prior Sale	May 23, 2022 · Amount on Record
Deed Document Number	20258725
Deed Book / Page	3352 / 3390
Prior Transfer Date	Mar 31, 2014
Prior Transfer Doc	0029460088
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 23, 2022
Property Address	2938 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7836
Document Number	0032532104
Book / Page	3253 / 2104
Map Reference	MB 12 PG 14&14A
Instrument Date	May 19, 2022
Instrument	20220024450
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,593.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 RAMSEY BRANCH RD, FREEPORT, FL 32439-5302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3804 OLD LEEDS RD, MOUNTAIN BRK, AL 35213-3920

Mortgage

Document Number	0032532106
Date	May 23, 2022
Instrument	3253/2106

Lender

Name	FNBT BANK
Type	Bank

Agreement

Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 22, 2022
Property Address	2938 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7836
Document Number	0032393983
Book / Page	3239 / 3983
Map Reference	MB 12 PG 14-14A
Instrument Date	Feb 14, 2022
Instrument	20220008141
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,595.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3999 COMMONS DR W # WA, WA, DESTIN, FL 32541-8445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 RAMSEY BRANCH RD, FREEPORT, FL 32439-5302

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 1, 2019
Property Address	2938 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7836
Document Number	0031192569
Book / Page	003119 / 002569
Instrument Date	Sep 6, 2019
Instrument	33917
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	25 BEAL PKWY NE #230 FORT WALTON BEACH FL 325484857, 230, FORT WALTON BEACH, FL 32548-4857

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,099.00 (+3.53%)	$675,000 (+4.65%) Land $675,000	$675,000 (+4.65%) Land $675,000
2024	$5,891.00 (+0.53%)
2023	$5,860.00 (+76.93%)	$645,000 (+46.48%) Land $645,000	$645,000 (+46.48%) Land $645,000
2022	$3,312.00	$440,327 Land $440,327	$440,327 Land $440,327

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Wildstar Networks.

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