2938 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2938 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Vacant Land
Details	2 ba · 1,112 sqft · built 1960
Lot Size	0.269 acres (11,702 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (May 2021)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	May 2021 Sale Oct 2018 Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`04-07S-03W-3151-000C-0320`

Property Details

APN / Parcel Number

Primary APN	`04-07S-03W-3151-000C-0320`
Alternative APN	`03W07S043151000C0320`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	968 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,702 sqft (0.269 acres)
Lot Width	140 ft Width
Garage Type	Carport
Garage Area	648 sqft
Carport	Carport
Carport Area	648 sqft
Porch	Florida Room
Porch Area	228 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2938 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-8027
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	UNIT 1 BL C LOT 32 & LOT 33 LESS THE E 06 FT OF LOT 33 OR/293/206 OR/264/276 ST JAMES ISLAND PARK 566/436 770/239 1127/368 1229/92 1300/579
Legal Range	03W
Legal Township	07S
Legal Section	04
Legal Subdivision	ST JAMES ISLAND PARK
Legal Block	C
Legal Lot Number	32,33
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1026
Census Tract	970102

Owner

Source: Franklin County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1600 BABE JACKSON DR, RAINBOW CITY, AL 35906-7377
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage GORDON T DICKERSON
Oct 2, 2018	Warranty Deed, Transfer · Conventional Mortgage GORDON T DICKERSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	20212990
Deed Book / Page	1300 / 579
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 11, 2021
Property Address	2938 HIGHWAY 98 E, CARRABELLE, FL 32322-8027
Document Number	0019002990
Book / Page	1300 / 579
Map Reference	MB 1 PG 19
Instrument Date	May 4, 2021
Instrument	202119002990
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$826.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2908 LAKEVIEW DR STE 132, 132, FERN PARK, FL 32730-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 BABE JACKSON DR, RAINBOW CITY, AL 35906-7377

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	2938 HIGHWAY 98 E, CARRABELLE, FL 32322-8027
Document Number	0019005488
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2908 LAKEVIEW DR #132 FERN PARK FL 327302017, 132, FERN PARK, FL 32730-2017

Mortgage

Document Number	0019005488
Date	Nov 27, 2018
Book Page	001231/000361
Instrument	19005488

Lender

Name	GORDON T DICKERSON
Address	2011 E RANDOLPH CIR, TALLAHASSEE, FL 32308-0723

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 26, 2020

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Oct 2, 2018
Property Address	2938 HIGHWAY 98 E, CARRABELLE, FL 32322-8027
Document Number	0019004857
Book / Page	001229 / 000092
Instrument Date	Oct 1, 2018
Instrument	19004857
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2908 LAKEVIEW DR #132 FERN PARK FL 327302017, 132, FERN PARK, FL 32730-2017

Mortgage

Document Number	19004859
Date	Oct 2, 2018
Book Page	001229/000095
Instrument	19004859

Lender

Name	GORDON T DICKERSON
Address	2908 LAKEVIEW DR # 132, FERN PARK, FL 32730-2017
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Oct 1, 2020

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00 (+14.99%)	$147,214 (+20.53%) Land $115,000 Building $32,214	$147,214 (+20.53%) Land $115,000 Building $32,214
2024	$1,194.00 (-3.24%)	$122,139 (+0.5%) Land $115,000 Building $7,139	$122,139 (+0.5%) Land $115,000 Building $7,139
2023	$1,234.00 (-1.99%)	$121,531 (+0.5%) Land $115,000 Building $6,531	$121,531 (+0.5%) Land $115,000 Building $6,531
2022	$1,259.00	$120,922 Land $115,000 Building $5,922	$120,922 Land $115,000 Building $5,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	21.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF CARRABELLE WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 98 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures