2932 Elm Tree Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 2932 Elm Tree Ct, Spring Valley, CA 91978

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 916 sqft · built 1986
Lot Size1.48 acres (64,796 sqft)
OwnerIndividual Name on File
Last Sale$257,000 (Nov 2016)
Tax Bill$4,204 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN506-110-11-29

Property Details

APN / Parcel Number

Primary APN506-110-11-29

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area916 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment
Lot Area64,796 sqft

Location & Zoning

Street Address2932 ELM TREE CT
CitySPRING VALLEY
StateCA
Zip91978-1964
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRU
Legal DescriptionLOT 1 US 29PER DOC85-287020&373586&UND INT IN TR 011284
Legal SubdivisionSAN DIEGO #4398-1
Legal Tract011284
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2003
Census Tract13505

Owner

2932 Elm Tree Ct, a condominium, is owned and occupied by an individual who bought it in November 2016.

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2932 ELM TREE CT, SPRING VALLEY, CA 91978-1964
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2016 · Amount on File
Deed SaleNov 7, 2016 · Amount on File
Prior SaleJul 24, 2008 · Amount on File
Deed Document Number2016605088
Prior Transfer DateNov 26, 2007
Prior Transfer Doc0000756358
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2932 ELM TREE CT, SPRING VALLEY, CA 91978-1964
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2932 ELM TREE CT, SPRING VALLEY, CA 91978-1964

Mortgage

Document Number0000234329
DateAug 29, 2023
Instrument2023-0234329
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term338 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2932 Elm Tree Ct was $4,204, up 1.6% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$304,227 (+2%) Land $102,088 Building $202,139
2025$4,204.00 (+1.62%)$298,263 Land $100,087 Building $198,176
2024$4,137.00 (+3.06%)
2023$4,014.00 (+2.14%)$286,683 Land $96,201 Building $190,482
2022$3,930.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2932 Elm Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2932 Elm Tree Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: AT&T, Verizon.

Nearby Properties on Elm Tree Ct

Nearby Streets

Search Property Records by Address or Parcel Number