2924 Elm Tree Ct, Spring Valley, CA 91978 Property Records

San Diego County property record for 2924 Elm Tree Ct, Spring Valley, CA 91978

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 916 sqft · built 1986
Lot Size	1.48 acres (64,796 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2022)
Tax Bill	$6,194 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`506-110-11-37`

Property Details

APN / Parcel Number

Primary APN	`506-110-11-37`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	916 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Lot Area	64,796 sqft
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2924 ELM TREE CT
City	SPRING VALLEY
State	CA
Zip	91978-1963
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 1 US 37PER DOC85-287020&373586&UND INT IN TR 011284
Legal Subdivision	SAN DIEGO 4398-1
Legal Tract	011284
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13505

Owner

2924 Elm Tree Ct, a condominium, is owned and occupied by two individuals who bought it in September 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2924 ELM TREE CT, SPRING VALLEY, CA 91978-1963
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 28, 2019	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Mar 28, 2019	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
Dec 29, 2017	Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on File
Deed Sale	Sep 19, 2022 · Amount on File
Prior Sale	Mar 28, 2019 · Amount on File
Deed Document Number	2022368336
Prior Transfer Date	Mar 23, 1994
Prior Transfer Doc	0000212752
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 19, 2022
Property Address	2924 ELM TREE CT, SPRING VALLEY, CA 91978-1963
Document Number	0000368336
Map Reference	MAP 11284
Instrument Date	Sep 13, 2022
Instrument	2022-0368336
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2924 ELM TREE CT, SPRING VALLEY, CA 91978-1963

Mortgage

Document Number	0000368337
Date	Sep 19, 2022
Instrument	2022-0368337

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2019
Property Address	2924 ELM TREE CT, SPRING VALLEY, CA 91978-1963
Document Number	0000110943
Instrument Date	Mar 26, 2019
Instrument	110943
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2924 ELM TREE CT SPRING VALLEY CA 919781963, SPRING VALLEY, CA 91978-1963

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2019
Property Address	2924 ELM TREE CT, SPRING VALLEY, CA 91978-1963
Document Number	0000110944
Map Reference	MAP 11284
Instrument Date	Feb 22, 2019
Instrument	2019-0110944
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2924 ELM TREE CT, SPRING VALLEY, CA 91978-1963

Mortgage

Document Number	0000110945
Date	Mar 28, 2019
Instrument	2019-0110945

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2017
Property Address	2924 ELM TREE CT, SPRING VALLEY, CA 91978-1963
Document Number	0000613905
Instrument Date	Dec 22, 2017
Instrument	613905
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2924 ELM TREE CT SPRING VALLEY CA 919781963, SPRING VALLEY, CA 91978-1963

Mortgage

Document Number	613906
Date	Dec 29, 2017
Instrument	613906

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2924 Elm Tree Ct was $6,194.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,542 (+2%) Land $194,777 Building $282,765
2025	$6,194.00	$468,179 Land $190,958 Building $277,221
2023	$5,810.00 (+41.64%)	$437,000 Land $178,000 Building $259,000
2022	$4,102.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2924 Elm Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2924 Elm Tree Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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