2931 NC Highway 60, Murphy, NC 28906 Property Records

Cherokee County property record for 2931 NC Highway 60, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,292 sqft · built 1960
Lot Size	0.999 acres (43,555 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Apr 2019 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`445900943265000`

Property Details

APN / Parcel Number

Primary APN	`445900943265000`
Alternative APN	`49657`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,292 sqft Heated Area
Gross Area	5,870 sqft
1st Floor Area	2,292 sqft
Basement Area	2,292 sqft
Unfinished Basement	2,292 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,555 sqft (0.999 acres)
Lot Width	160 ft Width
Garage Type	Carport
Garage Area	638 sqft
Carport	Carport
Carport Area	638 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	49657
Street Address	2931 NC HIGHWAY 60
City	MURPHY
State	NC
Zip	28906-3849
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR MILLER 1452/417 1452/419
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2004
Census Tract	930604

Owner

2931 NC Highway 60, a rural home, is owned and occupied by two individuals who acquired it in April 2019.

Source: Cherokee County records, as of October 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2931 NC HIGHWAY 60, MURPHY, NC 28906-3849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 15, 2019
Transfer Doc	01611/0615
Record Updated	Jun 8, 2026

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Apr 23, 2019
Property Address	2931 NC HIGHWAY 60, MURPHY, NC 28906-3849
Document Number	01611/0615
Book / Page	01611 / 0615
Instrument Date	Apr 15, 2019
Instrument	01717
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2931 NC HIGHWAY 60, MURPHY, NC 28906-3849

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2931 NC HIGHWAY 60, MURPHY, NC 28906-3849

Mortgage

Document Number	0000001718
Date	Apr 23, 2019
Instrument	01718

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.94%
Type Change Date	May 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 2931 NC Highway 60 was $1,452.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00	$195,410	$195,410 Land $11,120 Building $184,290
2023		$195,410	$195,410 Land $11,120 Building $184,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2931 NC Highway 60 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2931 NC Highway 60 is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on NC Highway 60

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