Cherokee County property record for 2644 NC Highway 60, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,394 sqft · built 2011 |
| Lot Size | 14.9 acres (652,964 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Mar 2005) |
| Tax Bill | $2,851 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 445900968251000 |
| Primary APN | 445900968251000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,394 sqft Heated Area |
| Gross Area | 7,673 sqft |
| 1st Floor Area | 2,394 sqft |
| Basement Area | 2,520 sqft |
| Unfinished Basement | 2,520 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 652,964 sqft (14.9 acres) |
| Lot Width | 30 ft Width |
| Terrain | Wooded |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 654 sqft |
| Deck Area | 329 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 16232 |
|---|---|
| Street Address | 2644 NC HIGHWAY 60 |
| City | MURPHY |
| State | NC |
| Zip | 28906-4775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NOTLA FIELDS TRS D1 D2 D3 838/100 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 930605 |
Source: Cherokee County records, as of June 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 75, CULBERSON, NC 28903-0075 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2005 · Amount on Record |
| Deed Sale | Mar 4, 2005 · Amount on Record |
| Deed Document Number | 200543598 |
| Deed Book / Page | 1145 / 54 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 13, 2026 |
| Property Address | 2644 NC HIGHWAY 60, MURPHY, NC 28906-4775 |
| Document Number | 001801/598 |
| Book / Page | 1801 / 598 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20262351 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2644 NC HIGHWAY 60, MURPHY, NC 28906-4775 |
| Document Number | 0000002351, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 1801/598 |
| Instrument | 20262351 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 25, 2051 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,851.00 | $389,930 (-13.74%) | $452,030 (-) Land $89,940 Building $362,090 |
| 2023 | $452,030 | $452,030 Land $89,940 Building $362,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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