293 Valley View Rd, Bainbridge, NY 13733 Property Records

Otsego County and Unadilla Town property record for 293 Valley View Rd, Bainbridge, NY 13733

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,208 sqft · built 1953
Lot Size	4.54 acres (197,762 sqft)
Owner	Individual Name on File
Last Sale	$129,787 (Jul 2018)
Tax Bill	$3,720 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`366289 332.00-1-27.00`

Property Details

APN / Parcel Number

Primary APN	`366289 332.00-1-27.00`
Alternative APNs	`628933200000010270000000` `042150`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	604 sqft
Finished Basement	604 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Lot Area	197,762 sqft (4.54 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	208 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	042150
Street Address	293 VALLEY VIEW RD
City	BAINBRIDGE
State	NY
Zip	13733-3384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	002 0 0
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	OTSEGO NY
Township / Civil Division	UNADILLA
Census Block Group	1
Census Block	1032
Census Tract	591602

Owner

293 Valley View Rd is owned by an individual who bought it in July 2018.

Source: Otsego County and Unadilla Town records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	293 VALLEYVIEW RD, TUNNEL, NY 13848
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU
Jan 25, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 24, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Prior Sale	Apr 29, 2015 · Amount on File
Deed Document Number	20183366
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	293 VALLEY VIEW RD, BAINBRIDGE, NY 13733-3384
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000535
Date	Jun 26, 2023
Instrument	2023-2535

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2033

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	293 VALLEY VIEW RD, BAINBRIDGE, NY 13733-3384
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000070
Date	Jan 25, 2022
Instrument	2022-470

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Jul 24, 2018
Property Address	293 VALLEY VIEW RD, BAINBRIDGE, NY 13733-3384
Document Number	0000003366
Instrument Date	Jul 16, 2018
Instrument	3366
Transaction Type	Transfer
Record Updated	Aug 30, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 VALLEY VIEW RD UNADILLA NY 13848, UNADILLA, NY 13848

Tax Assessment & Valuation

The 2026 property tax bill for 293 Valley View Rd was $3,720, up 0.6% from the year before.

Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Unadilla Town
Unified School District	Bainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,720.00 (+0.57%)
2025	$3,699.00	$70,800 Land $7,200 Building $63,600	$172,683 Land $17,561 Building $155,122
2023		$70,800 Land $7,200 Building $63,600	$150,638 Land $15,319 Building $135,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 293 Valley View Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 Valley View Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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