Otsego County and Unadilla Town property record for 286 Valley View Rd, Bainbridge, NY 13733
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1968 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $7,000 (Sep 2016) |
| Tax Bill | $3,034 (2026) |
| Deeds & Mortgages | May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 366289 332.00-1-32.00 |
| Primary APN | 366289 332.00-1-32.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 076200 |
|---|---|
| Street Address | 286 VALLEY VIEW RD |
| City | BAINBRIDGE |
| State | NY |
| Zip | 13733-3384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 975 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | UNADILLA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 591602 |
286 Valley View Rd is owned by an individual who bought it in September 2016.
Source: Otsego County and Unadilla Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 PINEVIEW TER, SIDNEY, NY 13838-1318 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2016 · Amount on File |
| Deed Sale | Sep 21, 2016 · Amount on File |
| Deed Book / Page | 2016 / 4519 |
| Prior Transfer Date | Sep 9, 2016 |
| Prior Transfer Doc | 2016004519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 286 VALLEY VIEW RD, BAINBRIDGE, NY 13733-3384 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 689 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-2689 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Jun 1, 2044 |
The 2026 property tax bill for 286 Valley View Rd was $3,034, up 0.6% from the year before.
Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Bainbridge-Guilford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,034.00 (+0.63%) | ||
| 2025 | $3,015.00 | $57,600 Land $2,700 Building $54,900 | $140,488 Land $6,585 Building $133,903 |
| 2023 | $57,600 Land $2,700 Building $54,900 | $122,553 Land $5,745 Building $116,808 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 Valley View Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 Valley View Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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