293 Sunset Bay, Unit 29B, Miramar Beach, FL 32550 Property Records

Walton County property record for 293 Sunset Bay, Unit 29B, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.028 acres (1,255 sqft)
Owner	Individual Name on Record
Last Sale	$411,000 (Jan 2022)
Tax Bill	$3,055 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42500-000-029B`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42500-000-029B`
Alternative APN	`1063504`

Exterior

Lot Area	1,255 sqft (0.028 acres)

Location & Zoning

Account Number	1063504
Street Address	293 SUNSET BAY UNIT 29B, 29B
City	MIRAMAR BEACH
State	FL
Zip	32550-3090
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 29B GARDEN VILLA PHASE III SEASCAPE CONDO INT IN COM ELEMENTS PER OR 132-428 OR 3172-3418 OR 3233-3428
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	SEASCAPE CONDO
Legal Phase	3
Legal Lot Number	29B
Legal Unit	29B
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	201 N DESERT PASS ST UNIT B8, B8, EL PASO, TX 79912-2010
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 9, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Prior Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	20220000866
Deed Book / Page	3233 / 3428
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 6, 2022
Property Address	293 SUNSET BAY UNIT 29B, 29B, MIRAMAR BEACH, FL 32550-3090
Document Number	0032333428
Book / Page	3233 / 3428
Map Reference	MB 132 PG 428
Instrument Date	Jan 5, 2022
Instrument	20220000866
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,877.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1525 BURROWS AVE, 1525, MURFREESBORO, TN 37129-1892

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 S FESTIVAL DR, EL PASO, TX 79912-5324

Mortgage

Document Number	0032333430
Date	Jan 6, 2022
Instrument	3233/3430

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 9, 2020
Property Address	293 SUNSET BAY UNIT 29B, 29B, MIRAMAR BEACH, FL 32550-3090
Document Number	0031723418
Book / Page	3172 / 3418
Map Reference	MB 132 PG 428
Instrument Date	Dec 7, 2020
Instrument	20200050569
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 PIEDMONT LN, 107, WOODSTOCK, GA 30189-7051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 BURROWS AVE, MURFREESBORO, TN 37129-1892
Investor	Possibly a Property Investor

Mortgage

Document Number	0031723420
Date	Dec 9, 2020
Instrument	3172/3420

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$334,499 (-) Building $334,499	$334,499 (-) Building $334,499
2024	$3,055.00 (+0.53%)
2023	$3,039.00 (+47.02%)	$334,499 (+4%) Building $334,499	$334,499 (+4%) Building $334,499
2022	$2,067.00	$238,928 Building $238,928	$238,928 Building $238,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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