293 Sunset Bay, Unit 29A, Miramar Beach, FL 32550 Property Records

Walton County property record for 293 Sunset Bay, Unit 29A, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.029 acres (1,255 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Aug 2022)
Tax Bill	$3,022 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42500-000-029A`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42500-000-029A`
Alternative APNs	`29-221-42500-000-029A` `1063503`

Interior

Units	5 Units

Exterior

Architectural Style	Condo/Apartment
Lot Area	1,255 sqft (0.029 acres)

Location & Zoning

Street Address	293 SUNSET BAY, 29A
City	MIRAMAR BEACH
State	FL
Zip	32550-3090
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CC
Legal Description	UNIT 29A GARDEN VILLA PHASE III SEASCAPE CONDO INT IN COM ELEMENTS PER OR 132-428 OR 3028-2213 OR 3052-3371 OR 3223-2252
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	GARDEN VILLA PHASE III SEASCAPE CONDO
Legal Phase	3
Legal Block	2
Legal Lot Number	29A
Legal Unit	29A
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

293 Sunset Bay, Unit 29A is owned by two individuals who bought it in August 2022.

Source: Walton County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	655 KOEHLER RD, SAINT PAUL, MN 55127-7128
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Nov 2, 2021	Warranty Deed, Transfer · Conventional Mortgage NP INC
Sep 20, 2017	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2022 · Amount on File
Deed Sale	Aug 16, 2022 · Amount on File
Prior Sale	Nov 2, 2021 · Amount on File
Deed Document Number	202237419
Deed Book / Page	3263 / 3219
Prior Transfer Date	Jan 4, 2016
Prior Transfer Doc	0030282213
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 16, 2022
Property Address	293 SUNSET BAY UNIT 29A, 29A, MIRAMAR BEACH, FL 32550-3090
Document Number	0032633219
Book / Page	3263 / 3219
Map Reference	MB 132 PG 428
Instrument Date	Aug 12, 2022
Instrument	20220037419
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4158 NORTH TRAIL, 4158, COLORADO SPRINGS, CO 80924

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 KOEHLER RD, SAINT PAUL, MN 55127-7128

Mortgage

Document Number	0032633221
Date	Aug 16, 2022
Instrument	3263/3221

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 2, 2021
Property Address	293 SUNSET BAY UNIT 29A, 29A, MIRAMAR BEACH, FL 32550-3090
Document Number	0032232252
Book / Page	3223 / 2252
Map Reference	MB 132 PG 428
Instrument Date	Oct 27, 2021
Instrument	20210054556
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,863.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3005 REXFORD WAY, 3005, LOUISVILLE, KY 40205-2717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4158 NOTCH TRL, COLORADO SPRINGS, CO 80924-4402

Mortgage

Document Number	32232254
Date	Nov 2, 2021
Instrument	3223/2254

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 20, 2017
Property Address	293 SUNSET BAY UNIT 29A, 29A, MIRAMAR BEACH, FL 32550-3090
Document Number	0030523371
Book / Page	003052 / 003371
Instrument Date	Sep 18, 2017
Instrument	30984
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,424.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3005 REXFORD WAY LOUISVILLE KY 402052717, LOUISVILLE, KY 40205-2717

Tax Assessment & Valuation

The 2025 property tax bill for 293 Sunset Bay, Unit 29A was $3,022, down 1.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,022.00 (-1.08%)	$334,499 Building $334,499	$334,499 Building $334,499
2024	$3,055.00 (+0.53%)
2023	$3,039.00 (+58.86%)	$334,499 (+4%) Building $334,499	$334,499 (+4%) Building $334,499
2022	$1,913.00	$238,928 Building $238,928	$238,928 Building $238,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 293 Sunset Bay, Unit 29A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 Sunset Bay, Unit 29A is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

Nearby Properties on Sunset Bay

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures